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305 Huntington Rd, Houghton Lake, MI, 48629

4beds
3baths
2,072sqft
$249,000
$120price/sqft
$1,972/moest. monthly cost
$78,880/yrincome needed

About This Home

Welcome to this beautifully updated 4-bedroom, 3-bathroom family home that perfectly blends space, comfort, and natural beauty. From the moment you enter, you'll appreciate the vaulted ceilings, oversized bedrooms, and an abundance of natural light pouring in through bay windows and a sliding glass door that leads to a spacious back deck-ideal for outdoor entertaining or simply enjoying the peaceful views of the bordering state land. The heart of the home is a large kitchen with an adjoining dining room, perfect for hosting family and friends. With two spacious living rooms, there's plenty of room for relaxing, entertaining, or creating a dedicated space for kids or guests. Inside, you'll find high-end ceramic tile and hardwood flooring throughout, adding a timeless elegance to every room. A luxurious sauna provides a private retreat, while the oversized attached garage features a heated workshop, perfect for projects, storage, or hobbies. Step outside to a landscaped yard with a large, covered front porch that welcomes you home. This move-in ready gem offers the ideal balance of privacy, functionality, and style, designed with everyday living and entertaining in mind.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

--
Collins Elementary SchoolGrades PK-20.6 mi
6/10
Houghton Lake High SchoolGrades 7-120.4 mi
5/10
Collins Elementary SchoolGrades PK-60.6 mi

Construction

Materials

  • Foundation: Crawl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Dishwasher
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Features

  • Sauna,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Doorwall
  • Flooring: Hardwood,Tile
  • Finished area above ground: 2,072

Heating

  • Heating features: Gas Fireplace/Stove,Baseboard,Hot Water,Natural Gas,Freestanding Gas Stv

Interior Area

  • Total structure area: 2,072
  • Total interior livable area: 2,072 sqft

Property

Details

  • Parcel number: 0031101000000
  • Special condition: Trust,Listing Status; Active w/ Contingencies

Features

  • Stories: 2
  • Patio & porch: Deck,Patio/Porch
  • Frontage type: None

Lot

  • Features: Adj State/Federal Ld,Landscaped
  • Lot size dimensions: 11 x 346 x 100 x 346

Parking

  • Parking features: Driveway
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters in Roscommon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$150$1,800
Property Taxes $337$4,044
Electricity $226$2,712
Total$1,972$23,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,611/yr
40% on housing$59,160/yr
45% on housing$52,586/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 48629$128
Roscommon County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 48629
Roscommon County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Contingent$239,000
2026-08-05Price change$239,000
2026-07-08Listed for sale$249,000
2025-11-05Listing removed$264,000
2025-09-22Price change$264,000
2025-08-22Listed for sale$269,000

For Sale by Agent

AgentJohnathan Johnson
BrokerageMidge & Co-Luxury Lakefront Homes

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