190 Riverside Dr, Cheboygan, MI, 49721
About This Home
Live the Inland Waterway Lifestyle on Riverside Drive Mornings here start slower... Coffee in hand, sunlight pouring through oversized picture windows, the Cheboygan River quietly moving just beyond your backyard. Boats drift by. Wildlife passes. And suddenly, you realize--this isn't a vacation. It's home. Welcome to your immaculately maintained brick ranch on the Cheboygan River, perfectly positioned along Michigan's sought-after Inland Waterway--a rare opportunity for boating enthusiasts to explore miles of connected lakes and waterways right from your own shoreline. Inside, the home offers a layout that simply works. A spacious living room anchors the home with warmth and natural light, while the open dining area creates an easy, connected flow--perfect for gathering after a day on the water. The kitchen is clean, functional, and filled with potential, offering generous cabinetry and workspace for everyday living or entertaining. With 4 large bedrooms, there's room for everyone--whether you're hosting summer guests, accommodating extended family, or creating dedicated work-from-home or hobby spaces. Storage is abundant throughout, a feature you'll appreciate more every day. One of the true highlights? The 3-season sunporch with electric heat--your front-row seat to the river. This is where summer evenings stretch longer, fall colors feel closer, and even cooler days become something to enjoy, not escape. Step outside and the lifestyle only gets better. The backyard opens to the riverbank--ideal for boating, kayaking, or simply soaking in the peaceful waterfront setting that makes this location so special. And for peace of mind, a major update has already been handled: Brand new roof installed April 2026 by Shane David Roofing Company--not due to issues, but proactively replaced as the previous roof reached the end of its life. This home has been meticulously cared for, offering a level of cleanliness and maintenance that's increasingly hard to find.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1958
Materials
- Foundation: Slab
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer,Wall Oven,Range/Oven,Refrigerator,Microwave,Dryer,Dishwasher,Cooktop
- Laundry features: Main Level
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s)
- Window features: Blinds
- Flooring: Tile
- Fireplace features: Insert
- Fireplace: Yes
- Finished area above ground: 2,250
Heating
- Heating features: Baseboard,Forced Air,Natural Gas
Interior Area
- Total structure area: 2,250
- Total interior livable area: 2,250 sqft
Master Bedroom
- Level: First
Property
Details
- Parcel number: 052E6100100600
Features
- Patio & porch: Deck,Patio/Porch
- Exterior features: Sprinkler System
- On waterfront: Yes
- Waterfront features: River
- Waterbody name: Cheboygan River
Lot
- Lot size: 0.30 Acres
- Lot size dimensions: 100 x 132 +-
Parking
- Parking features: Driveway
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Cheboygan County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,250 | $27,000 |
| Home Insurance * | $273 | $3,276 |
| Property Taxes | $889 | $10,668 |
| Electricity | $245 | $2,945 |
| Total | $3,657 | $43,884 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Price change | $479,000 |
| 2025-12-30 | Listed for sale | $489,000 |
For Sale by Agent
View on Zillow