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9750 Jackson St, Saint Helen, MI, 48656

3beds
2baths
900sqft
$179,900
$200price/sqft
$1,467/moest. monthly cost
$58,680/yrincome needed

About This Home

NOW INCLUDING a 1987 Real-Lite camper and a 1987 Thompson 198 pleasure craft with the sale--an incredible bonus for enjoying everything the Up North lifestyle has to offer! Enjoy peaceful up-north living in a quiet subdivision surrounded by natural beauty and abundant wildlife. The main living area is located upstairs and accessed via the balcony entrance, creating an open and inviting space to relax and entertain. Two upstairs bedrooms offer flexibility--keep them separate or open the accordion doors to create one larger room. Additional loft-style spaces above the bathroom and bedrooms are currently used by the owner for extra sleeping accommodations and can also provide valuable storage space. Accessed by ladder, these versatile areas are ideal for guests, hobbies, or seasonal storage. The heated garage includes its own bedroom and full bathroom and is currently equipped with a refrigerator and stove, making it ideal for guest quarters, a mother-in-law suite, home office, workshop, hobby space, or potential apartment setup. Association access to Lake St. Helen is available, with a waitlist for docking. Additional updates include a roof replaced in 2018 and a furnace installed in 2016.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Roscommon Elementary SchoolGrades PK-413.0 mi
8/10
Roscommon Middle SchoolGrades 5-713.0 mi
6/10
Roscommon High SchoolGrades 7-1213.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Range/Oven,Refrigerator,Microwave,Disposal,Dryer
  • Laundry features: Lower Level

Basement

  • Basement: See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Vaulted Ceiling(s)
  • Window features: Blinds
  • Finished area above ground: 900

Heating

  • Heating features: Natural Gas,Freestanding Gas Stv

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 0104770040000

Features

  • Levels: Bi-Level
  • On waterfront: Yes
  • Waterbody name: Lake St. Helen
  • Frontage type: None

Lot

  • Lot size: 6,534 sqft
  • Features: Natural
  • Lot size dimensions: .15

Parking

  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Roscommon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$102$1,224
Property Taxes $268$3,216
Electricity $188$2,259
Total$1,467$17,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,297/yr
40% on housing$44,010/yr
45% on housing$39,120/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 48656$118
Roscommon County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 48656
Roscommon County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$182,000
2026-06-10Listed for sale$179,900
2023-08-23Listing removed--
2023-06-17Price change$139,900
2023-03-15Price change$150,000
2023-02-23Listed for sale$155,000
2022-09-22Listing removed--
2022-08-17Price change$155,000
2022-07-18Price change$175,000
2022-07-07Price change$185,000
2022-06-14Listed for sale$190,000

For Sale by Agent

AgentKayla Marie Spohn
BrokerageKW Northern Michigan Team Partners

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