1966 Lake James Dr, Prudenville, MI, 48651
About This Home
Lake James GEM! Huge over 3000 SQ foot Chalet on main body of all-sports lake! 20' ceilings! Beautiful kids room w/playhouse bed & swing. 1st floor bath & bedroom w/wheelchair accessibility. Double oven w/convection. Brazilian Cherry floors. Exterior repainted in 2025. New roof in 2022. Newer high efficiency windows & patio doors. Master bath w/jetted hot tub bath. Upper deck posts & railings replaced in 2025. Full, 1-bdrm apartment above garage completed in 2023 w/chair lift & mini split AC/Heat. Large, heated garage with 1/2 bath. Dock Central vacuum system. Newer furn. & A/C w/built-in dehumidifier. Wired for generator backup. Copper farmhouse sink. Lake-fed yard sprinkler system. Garage wired & plumbed for stackable washer dryer. Garage workshop. Annual lake-wide picnic & boat parade! ALL CONTENTS OF THE MAIN HOUSE STAY WITH THE SALE OF THE PROPERTY EXCEPT PERSONAL ITEMS. Mother-in-law suite (apartment) above garage with 1 bedroom and a full bathroom, kitchen and sitting area.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1963
Materials
- Foundation: Basement,Crawl
Type & Style
- Home type: SingleFamily
- Architectural style: Chalet
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Washer,Wall Oven,Range/Oven,Refrigerator,Microwave,Disposal,Dryer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Michigan/Utility
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Central Vacuum,Vaulted Ceiling(s)
- Door features: Doorwall
- Window features: Blinds
- Flooring: Hardwood
- Finished area above ground: 3,000
Heating & Cooling
- Heating features: Mini Split Heat/Cool,Forced Air,Natural Gas
- Cooling features: Mini Split Heat/Cool,Central Air
Interior Area
- Total structure area: 3,425
- Total interior livable area: 3,425 sqft
Property
Details
- Parcel number: 0034741651000
Features
- Patio & porch: Patio/Porch
- Exterior features: Dock
- On waterfront: Yes
- Waterbody name: Lake James
- Frontage type: All-Sport
Lot
- Lot size: 8,276 sqft
- Features: Landscaped
- Lot size dimensions: 60 x 140 x 139 x 60
Parking
- Parking features: Driveway,RV Access/Parking,Garage Door Opener
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Hail
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Roscommon County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,281 | $39,372 |
| Home Insurance * | $396 | $4,752 |
| Property Taxes | $1,090 | $13,080 |
| Electricity | $373 | $4,482 |
| Total | $5,140 | $61,680 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Listed for sale | $649,000 |
| 2022-01-24 | Listing removed | -- |
| 2021-10-21 | Listed for sale | $569,000 |
| 2021-02-13 | Listing removed | -- |
| 2021-02-03 | Listed for sale | $469,000 |
| 2021-01-15 | Pending sale | $469,000 |
| 2020-07-12 | Listed for sale | $469,000 |
| 2019-11-05 | Listing removed | $469,000 |
| 2019-08-10 | Listed for sale | $469,000 |
| 2019-06-18 | Listing removed | $479,900 |
| 2019-03-10 | Listed for sale | $479,900 |
| 2018-09-06 | Listing removed | $489,900 |
| 2018-08-14 | Listed for sale | $489,900 |
For Sale by Agent
View on Zillow