12739 E Houghton Lake Dr, Houghton Lake, MI, 48629
About This Home
Lakefront with Spectacular sunset & sunrise Views! 5 bedrooms 3 full baths with 95 feet of Houghton Lakefront. Metal seawall, Covered back deck overlooking lush green landscaped yard and concrete slab with built in fire pit. Forced Air Natural Gas Heat, Central AC , Lake views from almost every room Stone faces wood burning fireplace, quartz countertops Tile and hardwood flooring, Vaulted ceilings custom lighting attached finished & heated 2.5 garage
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Crawl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Water Softener,Range/Oven,Refrigerator,Microwave
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s)
- Window features: Blinds
- Flooring: Hardwood,Tile
- Finished area above ground: 2,074
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,074
- Total interior livable area: 2,074 sqft
Property
Accessibility
- Accessibility features: Access-Main Flr Bath
Details
- Parcel number: 0060100080107
- Zoning: Res
Features
- Stories: 2
- Patio & porch: Deck,Patio/Porch
- Exterior features: Sprinkler System
- Has spa: Yes
- Spa features: Bath
- On waterfront: Yes
- Waterbody name: Houghton Lake
- Frontage type: All-Sport
Lot
- Lot size: 0.27 Acres
- Features: Landscaped
- Lot size dimensions: 95(F) x 125 x 90(R) x 127
Parking
- Parking features: Driveway,Garage Door Opener
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Inland Flooding
- Lightning
- Strong Wind
- Cold Wave
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Roscommon County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,534 | $42,408 |
| Home Insurance * | $422 | $5,064 |
| Property Taxes | $518 | $6,216 |
| Electricity | $226 | $2,714 |
| Total | $4,700 | $56,400 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Listed for sale | $820,000 |
| 2020-07-29 | Sold | $510,000 |
| 2020-06-23 | Price change | $510,000 |
| 2020-01-20 | Listed for sale | $535,000 |
| 2019-12-01 | Listing removed | $529,900 |
| 2019-09-09 | Price change | $529,900 |
| 2019-08-13 | Listed for sale | $549,900 |
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