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1300 Vernon Ln, Duncan, NE, 68634

5beds
2baths
2,154sqft
$380,000
$176price/sqft
$2,827/moest. monthly cost
$113,080/yrincome needed

About This Home

Welcome to comfortable small-town living in this spacious and well-maintained multi-level home, perfectly situated on a large lot with an oversized garage. Offering 5 bedrooms and multiple living areas, this home provides plenty of space for both everyday living and entertaining. The inviting front porch sets the tone, while the backyard features a large patio—ideal for gatherings and relaxation. The yard is partially fenced and includes underground sprinklers for easy maintenance. Inside, the main floor features a welcoming living room, a convenient laundry area with a three-quarter bath, and a well-equipped kitchen. Upstairs, you’ll find two generously sized bedrooms with walk-in closets, along with a versatile office space and a linen closet. The lower level offers new carpeting, two additional bedrooms and a large storage or game closet. The finished basement expands your living space even further with a spacious game room, a fifth bedroom, and a dedicated tornado room for added safety. This property offers space, functionality, and comfort—perfect for those looking to enjoy the benefits of small-town living. Schedule your private tour today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
4/10
Columbus Middle SchoolGrades 5-87.9 mi
2/10
Columbus High SchoolGrades 9-127.7 mi

Construction

Condition

  • Property condition: 11-15
  • Year built: 2013

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Disposal,Refrigerator,Microwave,Water Heater(Leased)
  • Laundry features: Vinyl

Basement

  • Area: 697

Basement

  • Has basement: Yes

Bedroom2

  • Area: 204

Bedroom3

  • Area: 132

Bedroom4

  • Area: 165

Bedroom5

  • Area: 189

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2

Features

  • Flooring: Laminate,Vinyl
  • Finished area above ground: 2,154

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,154
  • Total interior livable area: 2,154 sqft

Kitchen

  • Features: Laminate Flooring

Master Bedroom

  • Area: 234

Property

Details

  • Parcel number: 710144791

Features

  • Levels: Split Foyer/Bi-level
  • Exterior features: Landscaping(Auto Und Sprnk)
  • Waterfront features: None
  • Living area range: 2001-2300

Lot

  • Features: Automatic Underground Sprinkler

Parking

  • Total spaces: 2
  • Parking features: Two,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Drought
Inland Flooding
Ice Storm
Cold Wave
Lightning
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance $422$5,064
Property Taxes $352$4,224
Electricity $132$1,595
Total$2,827$33,924

Income You'd Need if You Spent...

35% on housing$96,925/yr
40% on housing$84,810/yr
45% on housing$75,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 68634$178
Platte County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 68634$103
Platte County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$405,000
2013-11-01Sold$120,000

For Sale by Agent

AgentTrent Stempek
BrokerageEXP REALTY, INC.

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