3868 Ruckle St, Indianapolis, IN, 46205
About This Home
This beautifully updated 1911 home blends timeless character with thoughtful modern updates. Offering 3 bedrooms, 2.5 baths, the home retains its historic charm while featuring stylish improvements completed in 2022, including new upstairs flooring, designer lighting, and curated wallpaper selections. Inside, you'll love the warmth and personality throughout, from the inviting living room built-ins to the character-rich original fireplace that anchors the main living space. The upper level features two guest bedrooms connected by an updated bath, while the light-filled primary suite offers a spa-inspired ensuite bathroom and an oversized walk-in closet rarely found in homes of this era. The partially finished basement provides flexible additional living space and is currently used as a home gym. Outdoors, enjoy low-maintenance landscaping and a thoughtfully designed backyard retreat complete with a paver patio and turf dog run-perfect for entertaining or everyday convenience. This is a rare opportunity to own a thoughtfully updated historic home that perfectly balances craftsmanship, comfort, and modern living.
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1911
Materials
- Foundation: Block,Concrete Perimeter
- Construction materials: Cement Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman,Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Gas Oven,Range Hood,Refrigerator,Gas Water Heater
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Daylight,Finished Walls
Bedroom2
- Level: Upper
- Area: 117
- Dimensions: 13x9
Bedroom3
- Level: Upper
- Area: 117
- Dimensions: 13x9
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Bonus Room
- Level: Basement
- Area: 380
- Dimensions: 20x19
Dining Room
- Level: Main
- Area: 130
- Dimensions: 13x10
Features
- Built-in Features,High Ceilings,Breakfast Bar,Entrance Foyer,Smart Thermostat
- Window features: Wood Work Painted
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 508
Heating & Cooling
- Heating features: Forced Air,High Efficiency (90%+ AFUE ),Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,074
- Total interior livable area: 2,074 sqft
Kitchen
- Level: Main
- Area: 143
- Dimensions: 13x11
Living Room
- Level: Main
- Area: 273
- Dimensions: 21x13
Master Bedroom
- Level: Upper
- Area: 156
- Dimensions: 13x12
Property
Details
- Parcel number: 490613125092000801
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio,Covered
- Exterior features: Smart Lock(s)
- Fencing: Fenced,Full,Privacy
Lot
- Lot size: 3,484 sqft
- Features: Corner Lot
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,250 | $27,000 |
| Home Insurance * | $298 | $3,576 |
| Property Taxes | $409 | $4,908 |
| Electricity | $190 | $2,281 |
| Total | $3,147 | $37,764 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $445,000 |
| 2026-05-29 | Price change | $449,900 |
| 2026-05-12 | Listed for sale | $460,000 |
| 2020-08-27 | Sold | $375,000 |
| 2020-08-14 | Pending sale | $384,000 |
| 2020-08-11 | Price change | $384,000 |
| 2020-08-02 | Listed for sale | $389,000 |
| 2016-12-09 | Sold | $227,500 |
| 2016-12-01 | Pending sale | $229,500 |
| 2016-10-27 | Price change | $229,500 |
| 2016-10-20 | Price change | $235,000 |
| 2016-08-26 | Listed for sale | $210,000 |
| 2016-06-24 | Sold | $74,000 |
| 2016-04-21 | Pending sale | $74,900 |
| 2016-04-20 | Listed for sale | $74,900 |
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