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14 Wildwood Lake Dr, Huntsville, TX, 77340

2beds
3baths
2,272sqft
$449,500
$198price/sqft
$3,041/moest. monthly cost
$121,640/yrincome needed

About This Home

Built in 2014 and exceptionally well cared for, this 2,272 sq ft lakefront home offers peaceful country living at its finest. The main level features luxury vinyl and tile flooring, a granite kitchen with a granite island and cooktop, and a separate dining room. With 2 bedrooms plus the possibility of a 3rd, along with 2.5 bathrooms, the home is comfortable and well-designed for everyday living or weekend retreat use. One unique feature is an upstairs loft overlooking the living room that could easily be converted into a bedroom. The gorgeous living room glass doors open to a beautiful back deck and a screened-in porch, both perfect for taking in the pristine lake views. Set on a double lot within a private gated community, the property has a rural feel with a touch of luxury. Time seems to slow down here; it’s that peaceful. This is a rare lakefront getaway where the care of the owners truly shows, and is truly a standout property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Stewart Elementary SchoolGrades K-410.5 mi
5/10
Mance Park Middle SchoolGrades 7-812.4 mi
2/10
Huntsville High SchoolGrades 9-1213.7 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Primary Bed - 1st Floor
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,272
  • Total interior livable area: 2,272 sqft

Kitchen

  • Features: Island w/ Cooktop

Master Bathroom

  • Features: Half Bath,Primary Bath: Double Sinks

Property

Details

  • Parcel number: 45509

Features

  • Stories: 2
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Features: Subdivided,Waterfront,1/4 Up to 1/2 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Inland Flooding
Hurricane
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,272$27,264
Home Insurance *$301$3,612
Property Taxes $219$2,628
Electricity $249$2,993
Total$3,041$36,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,262/yr
40% on housing$91,230/yr
45% on housing$81,093/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 12.0%
12.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 77340$226
Walker County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 77340$160
Walker County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$469,500
2026-04-02Price change$489,500
2026-01-29Price change$499,500
2025-12-04Listed for sale$529,500

For Sale by Agent

AgentDavid Markham
BrokerageMarkham Realty, Inc.

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