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18062 Nelson Loop, Streetman, TX, 75859

2beds
3baths
2,026sqft
$3,995,000
$1,972price/sqft
$27,925/moest. monthly cost
$1,117,000/yrincome needed

About This Home

Rare opportunity to own a 75+ acre waterfront house & cabin on Richland-Chambers Lake with approx. 2,000 ft of shoreline, custom 2024-built home, and separate rustic cabin. The main home features designer laminate flooring, granite counters, custom cabinetry, stone fireplace, 2 bedrooms down, and a spacious upstairs loft with full bath. Enjoy panoramic lake views and stunning sunsets from the covered porch. The charming cabin offers wood floors, cedar counters, and a stone fireplace. Gated for privacy, the property includes 2 docks, a pier, and wading area for boating and fishing. Located at the end of a secluded road, 74+ acres are unrestricted with ag exemption in place (excluding 1 acre). Excellent hunting and fishing. Ideal for retreat, investment, or private escape. Wildlife includes deer, duck, dove, and hogs. Fish for bass, crappie, and catfish right from your dock. Build additional homes, develop, or simply enjoy the serenity of lakefront living. See drone Video!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

3/10
5/10
5/10
Fairfield High SchoolGrades 9-1217.4 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Water Heater,Disposal,Double Oven,Microwave,Electric Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • 2 Primary Bedrooms,En-Suite Bath
  • Window features: Window Coverings
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other,Zoned
  • Cooling features: Attic Fan,Ceiling Fan(s),Other,Zoned

Interior Area

  • Total structure area: 2,026
  • Total interior livable area: 2,026 sqft

Kitchen

  • Features: Kitchen Island,Kitchen open to Family Room,Pantry,Pots/Pans Drawers

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Shower Only,Secondary Bath(s): Separate Shower,Vanity Area

Property

Details

  • Parcel number: 113834

Features

  • Stories: 1
  • Exterior features: Boat Lift,Boat Slip
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front

Lot

  • Lot size: 72 Acres
  • Features: Cleared,Waterfront,Wooded,50 or more Acres

Parking

  • Total spaces: 2
  • Parking features: Electric Gate,Attached,Additional Parking,Garage Door Opener,Boat,Electric Vehicle Charging Station(s),Extra Driveway,RV Access/Parking,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Winter Weather
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,200$242,400
Home Insurance *$5,779$69,348
Property Taxes $1,708$20,496
Electricity $238$2,859
Total$27,925$335,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$957,428/yr
40% on housing$837,750/yr
45% on housing$744,666/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.0%
-5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,972This listing

vs Other Active Listings

Avg $/sqft

ZIP 75859$199
Navarro County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 75859
Navarro County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Price change$3,995,000
2026-03-20Price change$4,199,000
2025-10-27Price change$4,500,000
2025-07-11Price change$4,999,999
2025-03-28Listed for sale$5,500,000
2017-07-31Listing removed$699,000
2017-06-29Pending sale$699,000
2017-06-24Sold--
2017-01-15Listed for sale$699,000
2016-11-18Listing removed$699,900
2016-09-01Price change$699,900
2016-01-20Listed for sale$719,000

For Sale by Agent

AgentMaryAnn Williams
BrokerageColdwell Banker Apex, REALTORS LLC

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