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3777 Shady Lane Church Rd, Munfordville, KY, 42765

5beds
3baths
3,640sqft
$505,000
$139price/sqft
$3,629/moest. monthly cost
$145,160/yrincome needed

About This Home

Discover the perfect blend of modern luxury and peaceful country living in this beautiful home built in 2023, situated on over 9 gorgeous acres in a highly desirable area. Designed with functionality in mind, this stunning property features modern finishes throughout, with beautiful decor, and updated appliances that make this home truly move-in ready. The main level offers four spacious bedrooms and two full baths, including a primary suite complete with an ensuite and a walk-in closet. The walkout basement expands your living space with an additional living area, offering endless opportunities for entertaining, recreation, or multigenerational living with room to roam. Outside, you'll find a fenced property ideal for the horse enthusiast, hobby farm, or simply looking for peaceful country living, this property offers the ideal setting to create the lifestyle you've been dreaming of.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
7/10
Hart County High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential Farm

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Area: 1820

Basement

  • Has basement: Yes
  • Basement: Finished-Full,Interior Entry,Exterior Entry,Walk-Out Access

Bathroom

  • Features: Separate Shower,Tub/Shower Combo

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Ceiling Fan(s),Split Bedroom Floor Plan,Walk-In Closet(s),Walls (Log),Kitchen/Dining Combo
  • Window features: Blinds
  • Flooring: Concrete
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Central Electric

Interior Area

  • Total structure area: 3,640
  • Total interior livable area: 3,640 sqft

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 000

Features

  • Patio & porch: Covered Front Porch
  • Exterior features: Lighting
  • Fencing: Perimeter
  • Waterbody name: None
  • Topography of land: Rolling

Lot

  • Lot size: 9 Acres
  • Features: Rural Property,County,Farm

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,553$30,636
Home Insurance *$392$4,704
Property Taxes $397$4,764
Electricity $287$3,449
Total$3,629$43,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,422/yr
40% on housing$108,870/yr
45% on housing$96,773/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 42765$147
Hart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 42765
Hart County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$505,000
2013-11-15Sold$106,000
2008-04-02Sold$120,000

For Sale by Agent

AgentDorothy Kathleen Owens
BrokerageColdwell Banker Legacy Group

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