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220 W Lime St, Ironwood, MI, 49938

3beds
2baths
1,880sqft
$184,900
$98price/sqft
$1,656/moest. monthly cost
$66,240/yrincome needed

About This Home

Ranch on 6 lots! This 3 br, 2 bath home offers a bonus room on the main level, 2 car garage and a partially finished basement. Entry from the side deck is into the first bonus room. Formerly used for a daycare, this could be your office, playroom, library or whatever you need the space for. The U shaped kitchen has plenty of cabinets & counter space and includes the appliances. This is open to the formal dining area. The large living room has South facing windows and a nice size closet. All 3 bedrooms have closets and there is a full bath with a shower. The basement has a classic family room with a wall mural and a built-in gun cabinet. There is also another bath with a shower, a room formerly used for a hot tub, the laundry and lots of storage space. The oversize 2 car garage has auto openers and a workbench. The deck wraps around the East and North side of the home and overlooks that large yard. Sitting on the outskirts of Ironwood, this home is close to the Norrie Park area and within walking distance of town and the Iron Bell & ATV/Snowmobile trails!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Basement
  • Construction materials: Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range/Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Sump Pump

Bathroom1

  • Level: Main
  • Area: 64

Bathroom2

  • Level: Basement
  • Area: 48

Bedroom1

  • Level: Main
  • Area: 156

Bedroom2

  • Level: Main
  • Area: 120

Bedroom3

  • Level: Main
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 80

Family Room

  • Level: Basement
  • Area: 390

Features

  • Sump Pump
  • Finished area below ground: 680
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 1,880 sqft

Kitchen

  • Level: Main
  • Area: 144

Living Room

  • Level: Main
  • Area: 240

Property

Details

  • Parcel number: 275227178140
  • Zoning description: Residential
  • Special condition: Private,Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Waterfront features: None
  • Frontage type: Road
  • Frontage length: 240

Lot

  • Lot size: 0.74 Acres
  • Features: Large Lot - 65+ Ft.
  • Lot size dimensions: 240 x 135

Parking

  • Total spaces: 2
  • Parking features: Garage,Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Gogebic County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $934$11,208
Home Insurance *$148$1,776
Property Taxes $369$4,428
Electricity $205$2,460
Total$1,656$19,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,777/yr
40% on housing$49,680/yr
45% on housing$44,160/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 49938$100
Gogebic County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 49938
Gogebic County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$184,900

For Sale by Agent

AgentNANCY ZAK
BrokerageZAK'S REALTY

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