1213 NE Highway J, Galt, MO, 64641
About This Home
If you've been dreaming of a place in the country with room to spread out, extra buildings, and plenty of character, this charming property just north of Galt is ready to welcome you home! Situated on just under an acre along a blacktop highway, this unique property offers the perfect blend of rural living and everyday convenience. With over 2,100 square feet of living space, this 1920 ranch-style home is full of warmth and timeless charm. Inside you'll find 3+ bedrooms, including a dedicated office that could easily serve as a fourth bedroom, an updated full bathroom, a spacious living room, dining room, and a beautifully appointed kitchen featuring custom cabinetry, a gas stove, convection microwave, and all appliances included. The laundry/mudroom is conveniently located just off the kitchen, with the washer and dryer staying for the new owners. Just a few steps down, you'll fall in love with the bright and inviting sunroom—a perfect spot to enjoy your morning coffee or unwind after a long day. The home's exterior has been thoughtfully updated with a durable metal roof, low-maintenance vinyl siding, vinyl double-pane windows, and a fenced backyard ideal for pets, kids, or gardening. What truly sets this property apart are the incredible extras! An older 1-bedroom, 1-bath manufactured home offers endless possibilities as guest quarters, rental income, or additional living space and includes a newer propane furnace and window air conditioner. The impressive 54x64 metal outbuilding features electricity, a large sliding door, and even includes an air compressor, making it ideal for hobbies, equipment, or a workshop. There's also a large open-sided building spacious enough to serve as a garage while still leaving plenty of room for storage or a dedicated workspace.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Gas Range,Washer
- Laundry features: Main Level,Off The Kitchen
Basement
- Basement: Concrete,Crawl Space
Bathroom1
- Level: Main
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedroom4
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
Features
- Ceiling Fan(s),Custom Cabinets,Stained Cabinets
- Window features: Thermal Windows
- Flooring: Carpet,Vinyl
- Finished area below ground: 0
- Finished area above ground: 2,144
Heating & Cooling
- Heating features: Forced Air,Heat Pump
- Cooling features: Electric
Interior Area
- Total structure area: 2,144
- Total interior livable area: 2,144 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: 020613000000500
Features
- Patio & porch: Deck,Porch
- Fencing: Wood
Lot
- Lot size: 0.89 Acres
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Drought
- Heat Wave
- Strong Wind
- Hail
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,263 | $15,156 |
| Home Insurance * | $191 | $2,292 |
| Property Taxes | $160 | $1,920 |
| Electricity | $163 | $1,964 |
| Total | $1,777 | $21,324 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Pending sale | $249,900 |
| 2026-06-29 | Listed for sale | $249,900 |
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