




408 NW 110th St, Spickard, MO, 64679
About This Home
Presenting a meticulously maintained country home and exceptional shop building set on a scenic mix of CRP and timber in rural Northwest Missouri. The well-built 3-bedroom, 2-bath home has been thoughtfully cared for and updated, with important structural and mechanical improvements already in place. A three-car attached garage and a walk-out basement provide functionality and flexibility. The main level features two bedrooms, a dining room, an eat-in kitchen, an oversized laundry/mudroom, and a spacious great room. Large windows showcase beautiful country views—especially from the kitchen and great room. Upstairs, a loft offers space for a home office, playroom, or living area. The primary suite includes a walk-in closet and an oversized bathroom with dual vanities, a shower, and a jetted tub. The dry, walk-out basement is ready for expansion. It is stubbed for a bathroom, partially wired, and offers space for additional bedrooms. Efficiency was a priority in the home’s construction. A dual-zone geothermal HVAC system provides comfortable, cost-effective heating and cooling. Several windows have been upgraded within the past eight years, and the roof, gutters, and downspouts were replaced approximately three years ago. The impressive 42’ x 75’ ± shop is fully insulated and heated with a propane-powered radiant tube heater. Electrical outlets and air connections are abundant throughout. The bathroom features a shower and a stainless steel double-basin sink, and a tankless water heater. This is a shop that must be seen to be fully appreciated. The farm itself is equally impressive. With blacktop frontage and additional gravel road access. The land is a balanced mix of CRP and timber, creating excellent habitat for wildlife. Currently, 18.3 ± acres are enrolled in CRP (CP1), generating $3,110 annually through 2031. Wooded draws weave between the CRP fields, enhancing both the scenic beauty and the wildlife appeal for deer, songbirds, and other wildlife.
Getting Around
Schools
Construction
Condition
- Year built: 1995
Materials
- Roof: Composition
- Construction materials: Brick/Mortar
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Concrete,Egress Window(s),Unfinished,Bath/Stubbed,Walk-Out Access
Bathroom2
- Level: Main
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Main
Features
- Finished area below ground: 1,900
- Finished area above ground: 2,500
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 4,400
- Total interior livable area: 4,400 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Loft
- Level: Second
Master Bathroom
- Level: Second
Master Bedroom
- Level: Second
Property
Details
- Parcel number: 040726000000100
Features
- Patio & porch: Deck
Lot
- Lot size: 38.20 Acres
- Features: Acreage
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Drought
- Heat Wave
- Inland Flooding
- Strong Wind
- Hail
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance * | $729 | $8,748 |
| Property Taxes | $609 | $7,308 |
| Electricity | $335 | $4,031 |
| Total | $6,476 | $77,712 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-27 | Listed for sale | $1,000,000 |
