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10430 Cherokee Rd, Richmond, VA, 23235

6beds
6baths
5,774sqft
$3,750,000
$649price/sqft
$24,407/moest. monthly cost
$976,280/yrincome needed

About This Home

Rarely does a property on the James River with direct access come to market in Richmond. Situated on over 3.3 acres, 10430 Cherokee Road offers a combination of land, privacy, and riverfront setting that is genuinely difficult to find within the city. Built in 1959, this classic brick and slate home sits gracefully into its wooded lot, surrounded by mature trees that create a completely private retreat. The home offers nearly 5,800 square feet of finished living space across multiple levels, including a spacious walk out basement that opens directly to the grounds. Inside, a new kitchen, refinished hardwood floors throughout, and an updated half bath reflect recent updates while preserving the character of the original design. Two bedrooms on the main level and four additional bedrooms upstairs are served by two full baths, with generous attic storage adding to the functionality of the home. A wonderful sunroom off the back of the house frames sweeping views of the James River and serves as a natural gathering space in every season. The setting is as rare as the property itself, with mature hardwoods, rolling terrain, and a direct connection to the river that few Richmond properties can claim. Properties with this acreage, this privacy, and this kind of direct river access simply do not come available often in Richmond.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
18
BikeSomewhat Bikeable

Schools

6/10
3/10
2/10
Huguenot High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1959

Materials

  • Roof: Rubber,Slate
  • Construction materials: Brick,Frame,Mixed

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Additional Room

  • Level: Second
  • Dimensions: 17.6 x 15.7

Additional Room

  • Level: Basement
  • Dimensions: 17.7 x 20.3

Additional Room

  • Level: Basement
  • Dimensions: 20.8 x 15.7

Appliances

  • Appliances included: Dishwasher,Gas Cooking,Disposal,Gas Water Heater,Microwave,Oven,Refrigerator,Range Hood
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Heated,Walk-Out Access

Bedroom2

  • Level: First
  • Dimensions: 15.2 x 12.5

Bedroom3

  • Level: Second
  • Dimensions: 15.2 x 14.10

Bedroom4

  • Level: Second
  • Dimensions: 15.2 x 15.8

Bedroom5

  • Level: Second
  • Dimensions: 19.10 x 12.8

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 15.4 x 17.0

Family Room

  • Level: First
  • Dimensions: 24.10 x 15.5

Features

  • Bedroom on Main Level,Breakfast Area,Separate/Formal Dining Room,Double Vanity,Eat-in Kitchen,Fireplace,Granite Counters,Kitchen Island,Bath in Primary Bedroom,Main Level Primary,Recessed Lighting,Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Floored,Walk-In
  • Finished area below ground: 1,193
  • Finished area above ground: 4,581

Florida Room

  • Level: First
  • Dimensions: 31.10 x 12.11

Foyer

  • Level: First
  • Dimensions: 9.7 x 10.10

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas,Radiator(s)
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 5,774 sqft

Kitchen

  • Level: First
  • Dimensions: 15.3 x 20.7

Laundry

  • Level: Basement
  • Dimensions: 10.3 x 13.0

Living Room

  • Level: First
  • Dimensions: 18.5 x 13.9

Master Bedroom

  • Level: First
  • Dimensions: 15.2 x 20.7

Other

  • Level: Basement

Other

  • Level: First

Other

  • Level: Second

Recreation

  • Level: Basement
  • Dimensions: 31.3 x 30.5

Property

Details

  • Parcel number: C0010354036
  • Zoning description: R-1
  • Special condition: Estate

Features

  • Pool features: None
  • Patio & porch: Rear Porch,Enclosed,Glass Enclosed,Porch
  • Exterior features: Lighting,Porch,Paved Driveway
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Navigable Water,River Front,Boat Ramp/Lift Access,Waterfront
  • Waterbody name: James River

Lot

  • Lot size: 3.37 Acres
  • Features: Waterfront

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,962$227,544
Home Insurance *$1,167$14,004
Property Taxes $3,722$44,664
Electricity $556$6,673
Total$24,407$292,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$836,811/yr
40% on housing$732,210/yr
45% on housing$650,853/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$649This listing

vs Other Active Listings

Avg $/sqft

ZIP 23235$233
Richmond City$216

vs Homes Sold Last Month

Median $/sqft

ZIP 23235$216
Richmond City$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$3,950,000
1974-07-08Sold$165,000

For Sale by Agent

AgentJohn Martin
BrokerageShaheen Ruth Martin & Fonville

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