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238 Hamer Dr, Duncansville, PA, 16635

4beds
3baths
2,800sqft
$699,900
$250price/sqft
$4,904/moest. monthly cost
$196,160/yrincome needed

About This Home

**PAYING BUYER'S AGENT COMMISSION** Two-story brick 4 bedroom 2 1/2 bath. Open floor plan with kitchen islands kitchen connected to great room. Dining room off of kitchen. Half bath on main floor. Master bedroom with very large mirrored walk-in closet almost the size of another bedroom and seating/office area off of master bedroom. Second floor laundry. Partially finished with great natural lighting. Fenced backyard. $699,900.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2010

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,800 sqft

Property

Details

  • Parcel number: 04000421200000

Features

  • Exterior features: Other,Vinyl,Brick
  • Has view: Yes
  • View description: City,Mountain

Lot

  • Lot size: 0.45 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$236$2,832
Property Taxes $822$9,864
Electricity $307$3,686
Total$4,904$58,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,137/yr
40% on housing$147,120/yr
45% on housing$130,773/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 16635$93
Blair County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 16635$128
Blair County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-16Listed for sale$699,900
2011-07-01Sold$320,000
2010-01-08Sold$300,000

For Sale by Owner

AgentProperty Owner

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