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440 Wharton Ave, Altoona, PA, 16602

1beds
2baths
1,200sqft
$129,900
$108price/sqft
$1,088/moest. monthly cost
$43,520/yrincome needed

About This Home

Lakemont two story with new metal roof, the enclosed front porch is perfect for relaxing. Check out the large second floor bedroom with adjoining jacuzzi bath. The main floor features include an open dining and living room space along with a kitchen and full bath with corner shower. Many possibilities with this 1 bedroom 2 bath property, 1st floor hot water baseboard heat 2nd floor electric baseboard heat.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

9/10
Baker Elementary SchoolGrades K-51.9 mi
5/10
3/10
Altoona Area High SchoolGrades 6-123.4 mi

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Dryer,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Sump Pump

Bathroom1

  • Level: Main

Bathroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Main

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),See Remarks
  • Window features: Combination,See Remarks
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Fireplace features: None
  • Fireplace: Yes
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: See Remarks,Electric,Hot Water,Natural Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 14.0015AG051.00000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Porch,See Remarks
  • Exterior features: See Remarks
  • Fencing: None

Lot

  • Lot size: 4,791 sqft
  • Features: See Remarks,Gentle Sloping,Year Round Access

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Driveway,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$68$816
Property Taxes $140$1,680
Electricity $224$2,692
Total$1,088$13,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,302/yr
40% on housing$32,640/yr
45% on housing$29,013/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 16602$66
Blair County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 16602$105
Blair County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$129,900
2026-07-17Pending sale$129,900
2026-07-16Listed for sale$129,900
2018-03-27Sold$78,000
2018-02-21Listed for sale$79,900
2009-12-04Sold$69,000

For Sale by Agent

AgentRoger Peacock
BrokerageColony Realty Group, Ltd

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