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3431 Northridge Rd, Richmond, VA, 23235

4beds
3baths
4,148sqft
$1,899,000
$458price/sqft
$12,477/moest. monthly cost
$499,080/yrincome needed

About This Home

For those seeking the vacation lifestyle right in the heart of Bon Air, your private five-acre retreat awaits. Welcome to 3431 Northridge Road, creatively imagined with Scandinavian and Mid Century Modern influences, this home is meant for both the architectural aesthete and nature enthusiast. Splendid views of the spring-fed “Lake Chessie” are available from the floor-to-ceiling windows in the living room and primary bedroom. Graciously sized rooms with vaulted pine beamed ceilings allow for excellent natural light and views of nature from every vantage. The gourmet kitchen features custom maple cabinets, timeless granite and high-end appliances. When the weather is right, move dinner prep to the state-of-the art outdoor kitchen with an expansive patio, ideal for summer BBQs. The curved granite wet bar in the ground level creates a lounge vibe, perfect for entertaining guests over cocktails before stepping out onto the stone patio overlooking the water with a double plume LED fountain. Outdoor enthusiasts will love paddle boarding and fishing in the lake, playing pickleball or croquet on the sports court, perfecting their stroke on the putting green, gathering around the gas fire pit or photographing the herons, ducks and deer that also call this oasis home. The three-car garage features an additional 896 SF of living space above which could easily serve as a guest cottage. Enter the property through the stone pillars and meander down the curved driveway to forget that you're mere minutes to every amenity Bon Air has to offer. Don't miss the video!

Getting Around

33
WalkingCar-Dependent
22
TransitMinimal Transit
16
BikeSomewhat Bikeable

Schools

5/10
1/10
2/10
Huguenot High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1987

Materials

  • Roof: Composition
  • Construction materials: Block,Drywall,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Mid-Century Modern,Tri-Level
  • Property subType: Single Family Residence

Interior

Additional Room

  • Level: Second
  • Dimensions: 28.4 x 21.5

Additional Room

  • Level: Basement

Additional Room

  • Level: First

Additional Room

  • Level: First
  • Dimensions: 39.4 x 25.0

Appliances

  • Appliances included: Built-In Oven,Double Oven,Dishwasher,Electric Cooking,Microwave,Refrigerator,Smooth Cooktop,Tankless Water Heater,Wine Cooler
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bedroom2

  • Level: Fourth
  • Dimensions: 14.5 x 11.7

Bedroom3

  • Level: First
  • Dimensions: 13.10 x 14.7

Bedroom4

  • Level: First
  • Dimensions: 15.7 x 14.9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second
  • Dimensions: 15.3 x 12.8

Features

  • Beamed Ceilings,Wet Bar,Bookcases,Built-in Features,Ceiling Fan(s),Cathedral Ceiling(s),Separate/Formal Dining Room,Double Vanity,Granite Counters,High Ceilings,Kitchen Island,Bath in Primary Bedroom,Pantry,Recessed Lighting,Skylights,Cable TV,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Skylight(s)
  • Flooring: Bamboo,Ceramic Tile,Partially Carpeted
  • Number of fireplaces: 2
  • Fireplace features: Masonry,Wood Burning
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area above ground: 4,148

Foyer

  • Level: Second
  • Dimensions: 18.4 x 6.8

Half Bath

  • Level: Basement

Heating & Cooling

  • Heating features: Electric,Heat Pump,Zoned
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total interior livable area: 4,148 sqft

Kitchen

  • Level: Second
  • Dimensions: 12.10 x 12.2

Laundry

  • Level: Basement

Living Room

  • Level: Second
  • Dimensions: 27.2 x 18.4

Master Bedroom

  • Level: Fourth
  • Dimensions: 24.10 x 18.7

Other

  • Level: First

Other

  • Level: Third

Recreation

  • Level: Basement
  • Dimensions: 32.10 x 16.1

Property

Details

  • Parcel number: C0010757052
  • Zoning description: R-2

Features

  • Levels: Three Or More,Multi/Split
  • Stories: 4
  • Pool features: None
  • Patio & porch: Patio,Wrap Around,Deck
  • Exterior features: Deck,Hot Tub/Spa,Lighting,Paved Driveway
  • Has spa: Yes
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,Waterfront
  • Waterbody name: "Lake Chessie"

Lot

  • Lot size: 4.81 Acres
  • Features: Landscaped,Pasture,Wooded,Waterfront

Parking

  • Total spaces: 3
  • Parking features: Driveway,Detached,Garage,Garage Door Opener,Paved,Two Spaces
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,602$115,224
Home Insurance *$591$7,092
Property Taxes $1,885$22,620
Electricity $399$4,794
Total$12,477$149,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$427,782/yr
40% on housing$374,310/yr
45% on housing$332,720/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$458This listing

vs Other Active Listings

Avg $/sqft

ZIP 23235$238
Richmond City$216

vs Homes Sold Last Month

Median $/sqft

ZIP 23235$216
Richmond City$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Price change$1,899,000
2026-05-11Listed for sale$1,995,000
2023-06-01Sold$1,800,000
2023-05-12Pending sale$1,850,000
2023-04-12Listed for sale$1,850,000

For Sale by Agent

AgentMarguerite Mankins
BrokerageThe Steele Group

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