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18201 FM 963, Bertram, TX, 78605

--beds
--baths
--sqft
$1,194,000
--price/sqft
$7,302/moest. monthly cost
$292,080/yrincome needed

About This Home

963 Ranch Burnet County, Texas Welcome to 963 Ranch, a Hill Country retreat where nature and peaceful living come together. This property embodies the essence of Central Texas with majestic oaks, seasonal creeks, open meadows, and a clear-water pond under wide Texas skies. The gently rolling terrain offers both Hill County views and functional land use—ideal for grazing, hunting, or weekend recreation. Quiet mornings, glowing sunsets, and star-filled nights make every day here feel like an escape. Prime Location Ag-exempt and ideally situated in northeast Burnet County, 963 Ranch enjoys paved road access and a perfect balance of privacy and convenience. You’ll find yourself just minutes from Bertram, Burnet, and Liberty Hill, and less than an hour from Austin—making it easy to enjoy both rural tranquility and city amenities. Endless Possibilities Whether you envision a private weekend getaway, a family ranch, or a future homesite with room to roam, 963 Ranch offers a rare opportunity to own a classic piece of Texas landscape. Offered at $19,900 per acre. Take the first step toward owning your slice of the Hill Country—schedule your private showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

2/10
Bertram Elementary SchoolGrades PK-510.7 mi
4/10
Burnet Middle SchoolGrades 6-814.2 mi
6/10
Burnet High SchoolGrades 9-1213.8 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Heating

  • Heating features: None

Property

Details

  • Parcel number: 066500

Features

  • Fencing: Barbed Wire
  • Has view: Yes
  • View description: Hill Country
  • Waterfront features: No

Lot

  • Lot size: 60 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Drought
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,037$72,444
Home Insurance *$705$8,460
Property Taxes $322$3,864
Electricity $238$2,859
Total$7,302$87,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$250,354/yr
40% on housing$219,060/yr
45% on housing$194,720/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78605$267
Burnet County$386

vs Homes Sold Last Month

Median $/sqft

ZIP 78605
Burnet County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-03Listed for sale$1,194,000
2018-04-25Sold--
2018-01-17Price change$599,000
2017-10-24Listed for sale$999,999

For Sale by Agent

AgentJohn A Colvin
BrokerageTexas Ranch Brokers LLC

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