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961 Whispering Ln, Hazel Green, WI, 53811

4beds
3baths
3,666sqft
$965,000
$263price/sqft
$7,188/moest. monthly cost
$287,520/yrincome needed

About This Home

Perched above the Mississippi River in Hazel Green WI, this exceptional residence captures panoramic views from nearly every room, offering a truly elevated living experience just minutes from Dubuque. The main level features an open-concept design with expansive windows, three bedrooms, and two baths, seamlessly connecting to a private deck overlooking the river where the views continue to impress. The lower level is equally impressive, complete with a full second kitchen, additional bedroom, bath, and generous living space, ideal for guests or multi-generational living. A 3-car attached garage and detached heated shop provide both convenience and versatility. Blending refined comfort with breathtaking natural beauty, this is a rare opportunity to own one of the area’s most captivating view properties.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asp/Composite Shngl
  • Construction materials: Brick,Vinyl Siding,Tan Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: SINGLE FAMILY - DETACHED

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven,Dishwasher,Microwave,Washer,Dryer,Water Softener
  • Laundry features: Main Level,Lower Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Main
  • Area: 702

Bedroom2

  • Level: Main
  • Area: 143

Bedroom3

  • Level: Main
  • Area: 143

Bedroom4

  • Level: Lower
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Window features: Window Treatments
  • Number of fireplaces: 2
  • Fireplace features: Two
  • Fireplace: Yes
  • Finished area above ground: 2,457

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,666
  • Total interior livable area: 3,666 sqft

Kitchen

  • Level: Main
  • Area: 182

Living Room

  • Level: Main
  • Area: 575

Property

Details

  • Parcel number: 026008940000
  • Zoning: R

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Fire Pit
  • Has spa: Yes
  • Spa features: Heated

Lot

  • Lot size: 1.50 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached - 3+
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,879$58,548
Home Insurance *$603$7,236
Property Taxes $1,362$16,344
Electricity $344$4,133
Total$7,188$86,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$246,445/yr
40% on housing$215,640/yr
45% on housing$191,680/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 53811$141
Grant County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 53811$143
Grant County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$1,100,000
2026-04-09Listed for sale$1,150,000

For Sale by Agent

AgentOlta Shabani
BrokerageEquity Real Estate Group LLC

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