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5045 Ellery Terrace, West Palm Beach, FL, 33417

4beds
3baths
1,737sqft
$409,999
$236price/sqft
$2,786/moest. monthly cost
$111,440/yrincome needed

About This Home

Beautiful 4-bedroom, 2.5-bath townhome with a 1-car garage in the gated community of Charleston Commons in West Palm Beach. This well-maintained home offers a spacious living area and a stylish kitchen with granite countertops and stainless-steel appliances. All bedrooms are located upstairs, along with a convenient laundry room and a generous primary suite featuring a walk-in closet. Interior highlights include high ceilings, laminate flooring, neutral tile, recessed lighting, and smooth ceilings throughout. Enjoy community amenities including a pool and playground in this pet-friendly neighborhood. Ideally located near A-rated schools, shopping, dining, Downtown West Palm Beach, the beach, Florida’s Turnpike, I-95, and Palm Beach International Airport.

Getting Around

47
WalkingCar-Dependent
29
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

5/10
5/10
Bear Lakes Middle SchoolGrades 6-80.9 mi
2/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2015

Materials

  • Construction materials: Block,Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Water Heater
  • Laundry features: Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Main Level Primary,Pantry,Upper Level Primary,Walk-In Closet(s)
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,737 sqft

Property

Details

  • Parcel number: 74424311070000720
  • Lease amount: 0
  • Special condition: Listed As-Is

Features

  • Levels: Two
  • Stories: 2
  • Entry location: First Floor Entry,Laundry Tub,Pantry,Walk-In Close
  • Pool features: Association
  • Patio & porch: Patio
  • Exterior features: None,Outdoor Living Area
  • Fencing: Fenced
  • Has view: Yes
  • View description: Garden

Parking

  • Total spaces: 1
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Palm Beach County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$160$1,920
Property Taxes $356$4,272
Electricity $197$2,366
Total$2,786$33,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,520/yr
40% on housing$83,580/yr
45% on housing$74,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 33417$94
Palm Beach County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 33417$292
Palm Beach County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$429,000
2026-02-01Listed for sale$450,000
2015-12-28Sold$234,990

For Sale by Agent

AgentWim Berndsen
BrokerageBerndsen & Berndsen Realty

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