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45 Judy Dr, Falling Waters, WV, 25419

6beds
--baths
3,328sqft
$675,000
$203price/sqft
$5,342/moest. monthly cost
$213,680/yrincome needed

About This Home

Don’t miss this fantastic income-producing 3-unit triplex nestled in a peaceful rural setting in sought-after Falling Waters. This well-maintained property offers a rare combination of privacy, practicality, and long-term value. Enjoy scenic pond views, off-street parking, and ample storage space for each unit, making it highly attractive to tenants. A 2-year-old metal roof adds durability and reduces near-term maintenance costs. Perfect for investors looking to expand their portfolio in a growing area with strong rental potential. No HOA restrictions. Ideal opportunity for investors seeking a stable, income-producing asset. Poof of funds required prior to all showings. Seller may consider providing limited assistance toward buyer financing.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

--
Marlowe Elementary SchoolGrades PK-20.6 mi
5/10
7/10
Spring Mills High SchoolGrades 9-124.5 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2001

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Asphalt,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Colonial
  • Property subType: Triplex

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 780

Bedrooms & Bathrooms

  • Bedrooms: 6

Features

  • Dry Wall
  • Flooring: Carpet,Luxury Vinyl

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Ductless,Window Unit(s),Wall Unit(s),Electric

Interior Area

  • Total structure area: 3,328
  • Total interior livable area: 3,328 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 02 7008700030000
  • Zoning: 103
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 0.84 Acres

Parking

  • Parking features: Off Street,Driveway,Parking Lot
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$217$2,604
Property Taxes $1,368$16,416
Electricity $344$4,137
Total$5,342$64,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,154/yr
40% on housing$160,260/yr
45% on housing$142,453/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 25419$217
Berkeley County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 25419$160
Berkeley County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$695,000
2000-06-22Sold$25,000

For Sale by Agent

AgentCharlie Richards
BrokerageMackintosh, Inc.

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