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169 Westerly Pl, Madison, MS, 39110

4beds
2baths
2,222sqft
$385,000
$173price/sqft
$2,589/moest. monthly cost
$103,560/yrincome needed

About This Home

Welcome to 169 Westerly Place in the desirable Fieldstone of Madison subdivision. A welcoming front porch leads into an open-concept floor plan featuring tall ceilings, wide plank heart pine floors, abundant natural light, and an interior brick accent wall. The spacious living area centers around a fireplace and flows seamlessly into the kitchen, complete with granite countertops, stainless steel appliances, custom cabinetry, breakfast area, and dry bar with wine cooler. The private primary suite features a wood-accent ceiling, double vanities, jetted tub, separate shower, and large walk-in closet. A split-bedroom layout offers privacy, with two guest bedrooms and a full bath on the opposite side of the home. Upstairs, the versatile bonus room can serve as a playroom, office, media room, or fourth bedroom. Enjoy the screened-in back porch with fireplace overlooking a spacious backyard with mature trees, fire pit area, and custom play set. Conveniently zoned for Mannsdale and Germantown schools.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
8/10
Germantown Middle SchoolGrades 6-83.1 mi
8/10
Germantown High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2015

Materials

  • Foundation: Post-Tension
  • Roof: Architectural Shingles
  • Construction materials: Brick,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Microwave,Stainless Steel Appliance(s),Tankless Water Heater,Wine Cooler
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Upper

Features

  • Breakfast Bar,Ceiling Fan(s),Crown Molding,Double Vanity,Dry Bar,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Primary Downstairs,Recessed Lighting,Soaking Tub,Storage,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s)
  • Window features: Blinds,Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Wood
  • Fireplace features: Living Room,Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Gas,Multi Units

Interior Area

  • Total structure area: 2,222
  • Total interior livable area: 2,222 sqft

Property

Details

  • Parcel number: 081f245310000

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch,Screened
  • Exterior features: Lighting,Rain Gutters
  • Fencing: Partial,Wood

Lot

  • Lot size: 0.30 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Storage,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters in Madison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$239$2,868
Property Taxes $198$2,376
Electricity $206$2,479
Total$2,589$31,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,765/yr
40% on housing$77,670/yr
45% on housing$69,040/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 39110$211
Madison County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 39110$179
Madison County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for rent$3,500
2026-08-03Price change$385,000
2026-07-06Price change$389,999
2026-05-29Listed for sale$399,999
2026-05-27Pending sale$399,999
2026-05-14Listed for sale$399,999
2023-03-10Sold--
2023-02-03Pending sale$339,000
2023-01-31Listed for sale$339,000

For Sale by Agent

AgentTrevor Williams
BrokerageGreypointe Property Group

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