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18 Trout River Ter, Falling Waters, WV, 25419

5beds
3baths
2,957sqft
$550,000
$186price/sqft
$3,783/moest. monthly cost
$151,320/yrincome needed

About This Home

Welcome to the home you've been waiting for in the sought-after Brookfield community, offering gated Potomac River access with a private boat ramp. Even better, this exceptional property is currently priced $10,000 below its recent appraisal! Situated on a 0.55-acre corner lot, this spacious home features 5 bedrooms, 3 full bathrooms, and over 2,900 square feet of thoughtfully designed living space. From the moment you arrive, you'll appreciate the attractive stone accents, welcoming front porch, oversized 3-car garage wired for EV charging, and a fully fenced backyard with shed. Inside, you'll immediately notice how meticulously maintained the home is, as well as its stylish, modern updates. The inviting foyer is flanked by formal living and dining rooms, providing the perfect setting for everyday living or special occasions. The bright, open family room flows seamlessly into the beautifully appointed kitchen, creating an ideal space for gathering and entertaining. The kitchen features granite countertops, a center island, tile backsplash, double ovens, stainless steel appliances, and abundant cabinet space. Just beyond the kitchen, the sun-filled morning room offers additional dining space and overlooks the backyard. Outdoor living is just as impressive, with a low-maintenance composite deck, stamped concrete patio, and spacious fenced yard complete with an in-ground basketball hoop with concrete pad. A standout feature rarely found is the main-level bedroom and full bathroom, making it ideal for guests, multigenerational living, or a private home office. Upstairs, you'll find three generously sized secondary bedrooms, a full hall bathroom, and a convenient laundry room with a utility sink. The spacious primary suite is a true retreat, featuring a tray ceiling, walk-in closet, and an ensuite bath with a walk-in shower. The unfinished basement offers endless possibilities, complete with a bathroom rough-in and direct access to the backyard, allowing you to customize the space to fit your lifestyle. Residents of Brookfield enjoy exclusive gated access to the Potomac River, including a private boat ramp, playground, picnic pavilion, and open recreational areas. Conveniently located near I-81, this home provides an easy commute to many areas while offering the perfect balance of recreation, comfort, and everyday convenience.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Marlowe Elementary SchoolGrades PK-21.1 mi
5/10
7/10
Spring Mills High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Double Oven,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Electric Water Heater
  • Laundry features: Upper Level

Basement

  • Area: 1300

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Kitchen Island,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s)
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 2,957

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,257
  • Total interior livable area: 2,957 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 02 11H004000000000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Sport Court
  • Fencing: Back Yard,Wood
  • Waterfront features: Fishing Allowed,Canoe/Kayak,Boat - Powered,Private Access,River
  • Waterbody name: Potomac River

Lot

  • Lot size: 0.55 Acres
  • Features: Corner Lot,Rear Yard

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Garage Door Opener,Electric Vehicle Charging Station(s),Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Hail
Hurricane
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$177$2,124
Property Taxes $519$6,228
Electricity $306$3,676
Total$3,783$45,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,702/yr
40% on housing$113,490/yr
45% on housing$100,880/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 25419$217
Berkeley County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 25419$160
Berkeley County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$550,000

For Sale by Agent

AgentCrystal Dudurich
BrokerageERA Liberty Realty

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