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1816 Bell Tower Ln NE, Cleveland, TN, 37312

2beds
2baths
1,089sqft
$239,000
$219price/sqft
$1,584/moest. monthly cost
$63,360/yrincome needed

About This Home

Easy One-Level Living in Desirable NE Cleveland! This beautifully maintained 2-bedroom, 2-bath home, built in 2015, offers the convenience of step-free entry from the parking area with easy access into the kitchen--ideal for comfortable everyday living. The open floor plan features granite countertops, ¾ hardwood flooring, ceramic tile, and carpet in the bedrooms. The well-appointed kitchen includes the refrigerator, range, and dishwasher, and a separate laundry room adds extra convenience. Step outside to your private rear patio, perfect for relaxing with your morning coffee or unwinding at the end of the day. Situated on a quiet cul-de-sac in a well-maintained neighborhood known for its friendly neighbors, this home offers both privacy and a welcoming community atmosphere. Conveniently located just minutes from the YMCA, shopping, restaurants, medical offices, and everyday amenities, you'll enjoy everything NE Cleveland has to offer. Excellent investment opportunity! The property is tenant occupied (month-to-month, no lease) with a current market rental potential of approximately $1,875 per month. 24-hour notice required for all showings.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
4/10
Cleveland Middle SchoolGrades 6-84.0 mi
7/10
Cleveland High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Disposal,Microwave

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Walk-In Closet(s),High Ceilings,High Speed Internet
  • Flooring: Carpet,Wood,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Other,Central Air

Interior Area

  • Total structure area: 1,089
  • Total interior livable area: 1,089 sqft

Property

Details

  • Parcel number: 050E H 02100 000
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 1
  • Patio & porch: Patio,Covered,Porch
  • Topography of land: Level

Lot

  • Lot size: 0.37 Acres
  • Features: Level
  • Lot size dimensions: 108 x 127 x 105 x 140

Parking

  • Parking features: Concrete,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Earthquake
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance $114$1,368
Property Taxes $87$1,044
Electricity $175$2,103
Total$1,584$19,008

Income You'd Need if You Spent...

35% on housing$54,308/yr
40% on housing$47,520/yr
45% on housing$42,240/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 37312$172
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37312$192
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$239,000
2015-08-17Sold$111,000

Coming Soon

AgentKimberly Ledford
BrokerageEllis Ledford Properties LLC

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