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98 Secluded Cv, Waynesville, NC, 28785

2beds
1baths
1,868sqft
$439,000
$235price/sqft
$2,841/moest. monthly cost
$113,640/yrincome needed

About This Home

Welcome to a thoughtfully updated 1930s bungalow in the outskirts of Waynesville and Maggie Valley. Conveniently located just minutes from I 40 this property offers character, flexibility and exceptional value. The exceptional value lies in an adorable detached studio with full bath (400 sq ft) offering potential for your creative use. Discover your own private sanctuary with this super-charming, zen-inspired retreat with its on personal Koi pond nestled on 3.1 serene acres! Perfectly balancing convenience and seclusion, this property offers the ultimate "tucked away" privacy while remaining just minutes from local amenities. The cozy 2-bedroom, 1-bathroom main home exudes warmth and character, making it a peaceful personal haven or a highly attractive investment property. Creative minds and hobbyists will absolutely fall in love with the dedicated studio space, full bathroom, and separate workshop—perfect for art, yoga, DIY projects, or a remote work setup. Whether you are looking for a unique homestead, a weekend getaway, or a lucrative rental opportunity with room to grow, this rare acreage offers endless possibilities. Truly a slice of paradise!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
4/10
Waynesville MiddleGrades 6-88.6 mi
7/10
Tuscola HighGrades 9-127.3 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Crawl Space
  • Construction materials: Metal,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Exhaust Fan,Microwave,Refrigerator,Washer,Wine Refrigerator
  • Laundry features: Electric Dryer Hookup,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Tile,Vinyl,Wood
  • Fireplace features: Living Room,Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 1,868

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,868
  • Total interior livable area: 1,868 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 8700301761
  • Zoning: R
  • Special condition: Standard
  • Other equipment: Generator Hookup

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Enclosed,Front Porch,Patio,Rear Porch,Side Porch
  • Exterior features: Fire Pit

Lot

  • Lot size: 3.10 Acres
  • Features: Level,Private,Sloped,Steep Slope,Wooded

Parking

  • Total spaces: 2
  • Parking features: Detached Carport,Garage Shop,Parking Space(s)
  • Has garage: Yes
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Haywood County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$149$1,788
Property Taxes $273$3,276
Electricity $200$2,405
Total$2,841$34,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,405/yr
40% on housing$85,230/yr
45% on housing$75,760/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 28785$167
Haywood County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 28785$243
Haywood County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$439,000
2014-06-27Sold$215,000

For Sale by Agent

AgentLaura Cuellar
BrokerageRedfin Corporation

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