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4113 Grantlake Rd, Richmond, VA, 23234

3beds
2baths
1,089sqft
$328,000
$301price/sqft
$2,313/moest. monthly cost
$92,520/yrincome needed

About This Home

Fully remodeled waterfront home offering serene water views and a private dock—an ideal setting for those who enjoy spending time outdoors and by the water. Step inside to hardwood floors and recessed lighting throughout, with a bright, open layout that flows into a beautifully updated kitchen featuring stylish cabinetry, generous counter space, and stainless-steel appliances. The home offers 3 bedrooms and 1 full bathroom, plus a garage and a spacious yard well-suited for entertaining, gardening, or everyday enjoyment. Convenient Richmond City location with access to major routes, shopping, dining, and daily essentials. Schedule your showing today to experience this unique waterfront opportunity. Waterfront features, dock use, schools, and all information to be verified by buyer.

Getting Around

16
WalkingCar-Dependent
21
TransitMinimal Transit
13
BikeSomewhat Bikeable

Schools

4/10
1/10
River City MiddleGrades 6-82.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1930

Materials

  • Roof: Shingle
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,089

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 1,089 sqft

Other

  • Level: First

Property

Details

  • Parcel number: C0081073004
  • Zoning description: R-3

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • On waterfront: Yes

Lot

  • Lot size: 0.53 Acres

Parking

  • Total spaces: 1.5
  • Parking features: Attached,Carport,Garage
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,658$19,896
Home Insurance *$128$1,536
Property Taxes $325$3,900
Electricity $202$2,433
Total$2,313$27,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,302/yr
40% on housing$69,390/yr
45% on housing$61,680/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 23234$158
Richmond City$217

vs Homes Sold Last Month

Median $/sqft

ZIP 23234$200
Richmond City$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$328,000
2026-06-06Listed for sale$330,000
2026-04-15Listing removed$339,999
2026-03-04Price change$339,999
2026-02-18Listed for sale$350,000
2025-02-21Sold$138,000

For Sale by Agent

AgentDiana Lemus
BrokerageReal Broker LLC

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