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3429 Chapel Dr, Richmond, VA, 23224

3beds
2baths
1,099sqft
$150,000
$136price/sqft
$1,184/moest. monthly cost
$47,360/yrincome needed

About This Home

Ranch home offers 3 bedrooms and 2 bathrooms with approximately 1099 square feet of living space with 1 car garage. No Buyer Premium on this property. The buyer has the right to select their own title/closing company. The buyer is responsible for all closing costs in this transaction.

Getting Around

37
WalkingCar-Dependent
43
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

1/10
River City MiddleGrades 6-82.9 mi

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,099
  • Total interior livable area: 1,099 sqft

Property

Details

  • Parcel number: C0090094016
  • Special condition: Auction

Features

  • Stories: 1

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$76$912
Property Taxes $148$1,776
Electricity $202$2,433
Total$1,184$14,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,594/yr
40% on housing$35,520/yr
45% on housing$31,573/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 23224$142
Richmond City$217

vs Homes Sold Last Month

Median $/sqft

ZIP 23224$200
Richmond City$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Sold$201,000
2024-09-30Listing removed$269,900
2024-09-23Pending sale$269,900
2024-09-15Listed for sale$269,900
2021-05-14Sold$250,000
2014-04-08Listing removed$1,150
2014-01-29Price change$1,150
2012-04-21Listed for rent$1,190
2009-09-25Sold$52,300
2009-08-10Price change$62,100
2009-07-06Listed for sale$69,000
2002-12-26Sold$53,000
1997-08-25Sold$49,000

Unknown Listed By

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