20800 Espinosa Rd, San Benito, TX, 78586
About This Home
Welcome to a warm and inviting modern farmhouse set on a peaceful acre in San Benito, TX. This thoughtfully crafted home offers 3 bedrooms, a dedicated office, 2 full baths, and 2 half baths. The open-concept living area feels cozy and welcoming with beautiful wood beams and a charming fireplace, while the kitchen features quartz countertops, a spacious walk-in pantry, and premium appliances. A split floor plan provides comfort and privacy, and foam insulation adds year-round efficiency. The accessory building—equipped with a mini-split, foam insulation, and pre-wiring—invites you to let your imagination run wild. Enjoy a whole-house water filtration system, reverse osmosis, outdoor storage, and an outdoor half bath perfect for a future pool. This home blends modern convenience with the warmth of country living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Stone,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Dryer,Washer,Water Heater
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Features
- Ceiling Fan(s),Office/Study
- Flooring: Tile
Heating
- Heating features: Central,Electric
Interior Area
- Total structure area: 3,400
- Total interior livable area: 3,400 sqft
Master Bathroom
- Features: Double Vanity,Soaking Tub,Separate Shower
Master Bedroom
- Features: Walk-In Closet(s)
Property
Details
- Parcel number: 8892000010019000
Features
- Levels: One
- Pool features: None
- Patio & porch: Covered,Patio
- Fencing: Privacy
Lot
- Lot size: 1 Acres
- Features: None
Parking
- Total spaces: 1
- Parking features: Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Drought
- Hail
- Heat Wave
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,831 | $33,972 |
| Home Insurance * | $504 | $6,048 |
| Property Taxes | $798 | $9,576 |
| Electricity | $373 | $4,480 |
| Total | $4,506 | $54,072 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-08 | Price change | $560,000 |
| 2026-02-21 | Listed for sale | $645,000 |
View on Zillow