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61 Hartzell Dr, Shepherdstown, WV, 25443

2beds
3baths
2,239sqft
$535,000
$239price/sqft
$3,613/moest. monthly cost
$144,520/yrincome needed

About This Home

Nestled in the charming Hartzell Gardens community, this delightful semi detached home offers a perfect blend of comfort and style. Built in 2008, the villa-style residence boasts 2 spacious bedrooms and 2.5 bathrooms, providing ample space for relaxation and entertaining. Step inside to discover an inviting open floor plan that seamlessly connects the kitchen and living areas, enhanced by beautiful wood floors and natural light streaming through skylights. The kitchen is a chef's dream, featuring upgraded countertops, an island for casual dining, and a pantry for all your culinary needs. Enjoy cozy evenings by the fireplace in the living room, or unwind in the inviting primary suite, complete with a walk-in closet and a spa-like bathroom featuring a soaking tub and walk-in shower. The exterior of the home is equally appealing, with a well-maintained lot situated on a peaceful cul-de-sac. Enjoy outdoor living on the patio, perfect for morning coffee or evening gatherings. The attached garage provides convenient parking, with additional driveway space for guests. With an association that covers lawn care, snow removal, and common area maintenance, you can spend more time enjoying your home and less time on upkeep. This property is not just a house; it’s a place to create lasting memories. Don’t miss the opportunity to make it your own!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
8/10
7/10
Jefferson High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Stucco,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Villa
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Ice Maker,Oven/Range - Electric,Refrigerator,Washer,Water Heater
  • Laundry features: Laundry Room

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Soaking Tub,Bathroom - Walk-In Shower,Built-in Features,Ceiling Fan(s),Combination Kitchen/Living,Entry Level Bedroom,Open Floorplan,Formal/Separate Dining Room,Kitchen Island,Pantry,Upgraded Countertops,Walk-In Closet(s)
  • Window features: Skylight(s)
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,239

Foyer

  • Level: Main

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Forced Air,Zoned,Electric,Propane
  • Cooling features: Central Air,Electric,Gas

Interior Area

  • Total structure area: 2,239
  • Total interior livable area: 2,239 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Other

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 09 8F000400000000
  • Attached to another structure: Yes
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Awning(s),Lighting

Lot

  • Lot size: 7,048 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Front,Garage Door Opener,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$201$2,412
Property Taxes $476$5,712
Electricity $231$2,783
Total$3,613$43,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,874/yr
40% on housing$108,390/yr
45% on housing$96,346/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 25443$235
Jefferson County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 25443$183
Jefferson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$569,000
2008-04-28Sold$492,345

For Sale by Agent

AgentPaula Miller
BrokerageColdwell Banker Premier

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