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*4021 Jacob St., Wheeling, WV, 26003

5beds
2baths
5,760sqft
$78,900
$14price/sqft
$1,090/moest. monthly cost
$43,600/yrincome needed

About This Home

Affordable multi-level living with space to spread out! This spacious home offers flexible living arrangements with a first-floor bedroom, full bathroom, and convenient first-floor laundry. The second level features 3 additional bedrooms, a family room, second full bath, and even an additional kitchen space for added functionality. The third floor offers bonus space perfect for a home office, hobby area, or extra storage. Looking for investment potential? With minimal effort, the property could easily be converted back into a 2-unit setup featuring a first-floor unit and an upper 3BR/1BA unit, plus additional storefront or storage space. Call today to schedule your personal tour.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

8/10
Ritchie Elementary SchoolGrades PK-50.3 mi
6/10
Wheeling Middle SchoolGrades 6-80.4 mi
5/10
Wheeling Park High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1924

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Second

Features

  • Finished area above ground: 5,760

Heating

  • Heating features: Baseboard,Electric

Interior Area

  • Total structure area: 5,760
  • Total interior livable area: 5,760 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 35100W8400730000

Features

  • Levels: Two,Multi-Level

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $398$4,776
Home Insurance *$56$672
Property Taxes $40$480
Electricity $596$7,160
Total$1,090$13,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,371/yr
40% on housing$32,700/yr
45% on housing$29,066/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$14This listing

vs Other Active Listings

Avg $/sqft

ZIP 26003$105
Ohio County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 26003$126
Ohio County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$78,900
2026-06-25Price change$98,900
2026-05-27Listed for sale$119,000
2023-04-19Sold$50,000
2021-10-28Sold$2,400
2021-05-11Sold$11,400

For Sale by Agent

AgentChyanne Bennett
BrokerageCharmed Realty

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