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2610 E Clay St, Richmond, VA, 23223

2beds
2baths
1,081sqft
$349,000
$323price/sqft
$2,455/moest. monthly cost
$98,200/yrincome needed

About This Home

Welcome home to 2610 E Clay Street! Step into Church Hill history without sacrificing modern comfort. This renovated 2-story Victorian delivers classic Richmond character paired with a crisp, move-in ready interior boasting refinished heart pine floors, full front porch and large windows. The main floor layout flows from a welcoming family room at the front through a cozy dining nook to a clean, functional kitchen with stainless steel Samsung appliances and a convenient powder room & adjacent laundry room featuring a LG all-in-one washer dryer. Upstairs you'll find two bedrooms, a full tile bath, and a dedicated office — perfect for today's remote lifestyle or a smaller bedroom if desired. Out back, a fully fenced yard gives you private outdoor space in the heart of the city. At 1,081 square feet, every inch has been put to work. Situated in the heart of Church Hill, the walkability of the home is unmatched. Walk to lunch at The Hill Café or Liberty Public House, grab dinner at The Roosevelt, or unwind at Grisette - local staples within easy reach. If you’re looking to get outdoors - Chimborazo offers 30-acres of hilltop park just blocks away, offering sweeping city views and expansive green space to decompress after a long week. Priced at $369,000, this is your chance to own a piece of Church Hill's best. Hurry and schedule your showing today!

Getting Around

86
WalkingVery Walkable
47
TransitSome Transit
70
BikeVery Bikeable

Schools

3/10
2/10
Armstrong High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Roof: Metal
  • Construction materials: Drywall,Frame,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooking,Electric Water Heater,Disposal,Microwave,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,Stacked

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Breakfast Area,Eat-in Kitchen,High Speed Internet,Recessed Lighting,Wired for Data
  • Flooring: Ceramic Tile,Wood
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,081

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,081 sqft

Other

  • Level: Second

Property

Details

  • Parcel number: E0000435025
  • Attached to another structure: Yes
  • Zoning description: R-63
  • Special condition: Corporate Listing

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch,Porch
  • Exterior features: Porch
  • Fencing: Back Yard,Fenced,Privacy
  • Topography of land: Level

Lot

  • Lot size: 1,045 sqft
  • Features: Level

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$143$1,716
Property Taxes $346$4,152
Electricity $202$2,433
Total$2,455$29,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,171/yr
40% on housing$73,650/yr
45% on housing$65,466/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 23223$175
Richmond City$217

vs Homes Sold Last Month

Median $/sqft

ZIP 23223$219
Richmond City$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$339,000
2026-07-16Price change$349,000
2026-07-06Price change$359,000
2026-06-20Pending sale$369,000
2026-06-03Listed for sale$369,000
2022-10-27Listing removed--
2022-10-06Listed for sale$215,000
2022-09-30Pending sale$215,000
2022-09-21Price change$215,000
2022-09-06Price change$225,000
2022-08-28Listed for sale$236,500

For Sale by Agent

AgentPeter Petras
BrokerageShaheen Ruth Martin & Fonville

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