1243 Gardners Ln, Shepherdstown, WV, 25443
About This Home
Situated on over 5 acres of land, this expansive two-story home offers security and tranquility thanks to its fenced perimeter. The property features a large covered front porch and a rear handicap ramp for accessibility. Inside, the main level's 9-foot ceilings and the second floor's 8-foot ceilings are complemented by crown molding throughout. The home boasts two master suites on the main level, each with walk-in closets, whirlpool tubs, and decks off the bedrooms. One master suite also features a stand-up shower. The second floor is home to three additional bedrooms, two with walk-in closets, and a setting room. The home's interior layout features a living room, dining room, office, and large laundry room. A notably finished basement includes a bathroom, wet bar, and fireplace, making it perfect for leisure activities. Additionally, the property includes a garage with a small apartment above it, a barn, and a garden shed.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Roof: Shake / Shingle
- Construction materials: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Garbage disposal,Trash compactor,Washer
Basement
- Basement: Partially finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 4
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Tile,Carpet,Laminate
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat pump,Electric
- Cooling features: Central
Interior Area
- Total interior livable area: 4,808 sqft
Property
Details
- Parcel number: 190917000900090000
Features
- Exterior features: Vinyl,Brick
Lot
- Lot size: 5 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across West Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,171 | $50,052 |
| Home Insurance * | $310 | $3,720 |
| Property Taxes | $801 | $9,612 |
| Electricity | $498 | $5,977 |
| Total | $5,780 | $69,360 |
Income You'd Need if You Spent...
West Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-16 | Listed for sale | $825,000 |
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