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1113 N 20th St, Richmond, VA, 23223

3beds
2baths
1,472sqft
$310,000
$211price/sqft
$2,203/moest. monthly cost
$88,120/yrincome needed

About This Home

Welcome to 1113 N. 20th Street, Richmond, VA 23223- a beautifully renovated, move-in ready home located in the heart of Historic Church Hill. This charming residence offers 3 spacious bedrooms and 1.5 baths, thoughtfully updated to combine with modern comfort with timeless character. Inside, you'll find an inviting open-concept living area perfect for entertaining or everyday living, along with stylish finishes and brand-new windows that bring in abundant natural light. The second floor each bedroom provides comfortable space and flexibility. Situated just minutes from popular restaurants, coffee shops, and local attractions, this home delivers both convenience and the vibrant charm of Richmond's most desirable historic neighborhood. Don't miss opportunity to make this turnkey property your own.

Getting Around

71
WalkingVery Walkable
46
TransitSome Transit
61
BikeBikeable

Schools

3/10
2/10
Armstrong High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Roof: Metal
  • Construction materials: Block,Drywall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Additional Room

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Flooring: Vinyl
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,472

Foyer

  • Level: First

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,472 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: Second

Other

  • Level: Second

Property

Details

  • Parcel number: E0000514020

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch

Lot

  • Lot size: 3,484 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$127$1,524
Property Taxes $307$3,684
Electricity $202$2,433
Total$2,203$26,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,531/yr
40% on housing$66,090/yr
45% on housing$58,746/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 23223$176
Richmond City$217

vs Homes Sold Last Month

Median $/sqft

ZIP 23223$219
Richmond City$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$358,000
2026-04-19Price change$369,000
2026-04-11Listed for sale$379,000

For Sale by Agent

AgentDelores Johnson
Brokerage22nd Century Realty Inc

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