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1905 Maddox St, Richmond, VA, 23223

2beds
1baths
672sqft
$199,000
$296price/sqft
$1,486/moest. monthly cost
$59,440/yrincome needed

About This Home

Welcome home to this charming Richmond cottage that perfectly blends timeless character with modern updates. Whether you’re a first-time buyer searching for a place to put down roots or looking to downsize into a cozy one-story home with low-maintenance living, this adorable 2-bedroom cottage offers the comfort, charm, and lifestyle you’ve been looking for. As you step inside, you’ll immediately feel the warmth and inviting atmosphere created by beautiful hardwood floors, fresh paint, and thoughtful updates throughout. The updated kitchen provides a functional and stylish space where you can prepare meals, gather with loved ones, and enjoy everyday living. The updated bathroom adds a fresh, modern touch while maintaining the home’s original charm. Imagine slow mornings with coffee on your spacious deck, weekend gatherings in your large fenced-in backyard, and evenings relaxing in a home that feels welcoming from the moment you arrive. The outdoor space offers plenty of room for gardening, entertaining, pets, or simply enjoying your own private retreat. With its cozy cottage style, convenient one-level layout, and charming details throughout, this home offers the perfect combination of character and comfort. You’ll love the ease of living in a home that feels both quaint and updated, with space to make memories for years to come. Located in Richmond, this delightful cottage is ready for you to make it your own and enjoy the best of comfortable, charming living.

Getting Around

56
WalkingSomewhat Walkable
40
TransitSome Transit
54
BikeBikeable

Schools

2/10
Armstrong High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Roof: Shingle
  • Construction materials: Frame,Plaster,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven,Stove
  • Laundry features: Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Dimensions: 11.0 x 12.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Bedroom on Main Level,Ceiling Fan(s),Laminate Counters,Cable TV
  • Door features: Storm Door(s)
  • Window features: Thermal Windows
  • Flooring: Vinyl,Wood
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 672

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 672 sqft

Kitchen

  • Level: First
  • Dimensions: 12.0 x 10.0

Laundry

  • Level: First

Living Room

  • Level: First
  • Dimensions: 12.0 x 14.0

Master Bedroom

  • Level: First
  • Dimensions: 12.0 x 9.0

Other

  • Level: First

Property

Details

  • Parcel number: E0120226015

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Back Yard,Fenced

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$81$972
Property Taxes $197$2,364
Electricity $202$2,433
Total$1,486$17,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,948/yr
40% on housing$44,580/yr
45% on housing$39,626/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 23223$176
Richmond City$217

vs Homes Sold Last Month

Median $/sqft

ZIP 23223$219
Richmond City$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$199,000
2020-07-15Sold$112,700
2020-06-09Pending sale$124,950
2020-05-22Listed for sale$124,950
2020-05-14Pending sale$124,950
2020-03-12Listed for sale$124,950
2020-02-29Pending sale$124,950
2020-01-23Listed for sale$124,950
2019-12-18Pending sale$124,950
2019-11-21Price change$124,950
2019-11-14Listed for sale$129,950

For Sale by Agent

AgentKacie Jenkins
BrokerageReal Broker LLC

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