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1815 N 28th St, Richmond, VA, 23223

2beds
1baths
694sqft
$208,000
$300price/sqft
$1,544/moest. monthly cost
$61,760/yrincome needed

About This Home

Opportunity in the heart of Church Hill. Built in 1910, this home offers original character with several updates already completed, including hardwood floors, vinyl siding, replacement windows, central HVAC, and an updated bath. The fully fenced backyard features a double gate with off-street parking. Being sold strictly AS-IS and priced accordingly, this is a great opportunity for buyers looking to build equity in one of Richmond's fastest-growing neighborhoods

Getting Around

60
WalkingSomewhat Walkable
38
TransitSome Transit
53
BikeBikeable

Schools

1/10
2/10
Armstrong High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Roof: Rubber,Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Bedroom on Main Level,Ceiling Fan(s),Cable TV
  • Window features: Thermal Windows
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 694

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 694 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: E0120427005
  • Zoning description: R-5

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Front Porch,Screened,Porch
  • Exterior features: Lighting,Porch
  • Fencing: Back Yard,Fenced,Privacy

Lot

  • Lot size: 3,123 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Heat Wave

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,051$12,612
Home Insurance *$85$1,020
Property Taxes $206$2,472
Electricity $202$2,433
Total$1,544$18,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,937/yr
40% on housing$46,320/yr
45% on housing$41,173/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 23223$176
Richmond City$217

vs Homes Sold Last Month

Median $/sqft

ZIP 23223$219
Richmond City$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$199,000
2026-08-05Listed for rent$1,675
2026-07-21Price change$208,000
2026-06-27Listed for sale$215,000
2025-04-12Listing removed$1,650
2025-03-15Listed for rent$1,650
2023-12-28Sold$205,000
2023-05-01Sold$175,000
2023-04-06Pending sale$179,000
2023-04-02Price change$179,000
2023-03-25Listed for sale$194,995
2023-03-22Listing removed--
2023-03-21Price change$1,100
2023-03-10Listed for rent$1,250
2022-08-15Listing removed--
2022-07-22Price change$159,950
2022-07-19Listed for sale$179,950
2021-01-28Listing removed--
2021-01-25Listed for rent$1,075
2020-08-07Sold$110,000
2020-06-19Pending sale$115,000
2020-06-05Listed for sale$115,000
2019-08-19Listing removed$950
2019-08-06Sold$80,000
2019-07-28Listed for rent$950
2019-06-06Price change$80,000
2019-05-03Listed for sale$109,000

For Sale by Agent

AgentCaitlin Ford
BrokerageReal Broker LLC

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