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3 E Clay St, Richmond, VA, 23219

5beds
3baths
2,870sqft
$579,000
$202price/sqft
$3,920/moest. monthly cost
$156,800/yrincome needed

About This Home

Introducing 3 E. Clay Street, a remarkable circa 1900 brick rowhome where Richmond history and modern sophistication come together. Recognized in the Jackson Ward Historic District Collection and featured by VCU Scholars Compass, this architectural gem showcases the craftsmanship of a bygone era through its ornate exterior moldings, arched window casings, decorative porch columns, and timeless curb appeal. Inside, soaring 12-foot ceilings, floor-to-ceiling windows, decorative fireplaces, new flooring, fresh paint, updated lighting, and abundant natural light create an atmosphere that feels both grand and welcoming. The open-concept layout flows effortlessly into a beautifully renovated chef's kitchen and butler pantry featuring quartz countertops, new cabinetry, designer finishes, and new appliances. With 6 spacious bedrooms, tastefully renovated bathrooms, and 2,870 square feet of thoughtfully designed living space, this home offers the perfect blend of historic character and modern convenience. A new HVAC system provides year-round comfort, while the private backyard offers a rare opportunity to enjoy outdoor living in the heart of the city. Located in Richmond's iconic Jackson Ward Historic District, you'll be steps from celebrated restaurants, local boutiques, galleries, entertainment, VCU, and MCV, with convenient access to major highways and public transportation.

Getting Around

98
WalkingWalker's Paradise
63
TransitGood Transit
82
BikeVery Bikeable

Schools

4/10
--

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Roof: Flat,Metal
  • Construction materials: Brick,Drywall,Plaster

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Oven,Stove
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Granite Counters,High Ceilings,Kitchen Island
  • Flooring: Wood
  • Number of fireplaces: 6
  • Fireplace features: Masonry
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 2,870

Foyer

  • Level: First

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump,Radiator(s)
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,870 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Third

Other

  • Level: Third

Other

  • Level: Fourth

Property

Details

  • Parcel number: N0000077017
  • Attached to another structure: Yes
  • Zoning description: R-6

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Front Porch

Lot

  • Lot size: 2,813 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$143$1,716
Property Taxes $574$6,888
Electricity $276$3,317
Total$3,920$47,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,400/yr
40% on housing$117,600/yr
45% on housing$104,533/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 23219$197
Richmond City$217

vs Homes Sold Last Month

Median $/sqft

ZIP 23219$195
Richmond City$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$579,000
2026-06-17Listed for sale$599,000
2025-07-21Listing removed$599,000
2025-06-23Price change$599,000
2025-06-19Price change$619,950
2025-05-29Price change$629,950
2025-05-20Listed for sale$630,000
2024-09-04Sold$365,000
2000-05-03Sold$69,500

For Sale by Agent

AgentJasmine Booker
BrokerageTimeless Realty Company

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