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520 N 1st St, Richmond, VA, 23219

2beds
2baths
1,404sqft
$365,000
$260price/sqft
$2,499/moest. monthly cost
$99,960/yrincome needed

About This Home

Welcome to 520 N 1st St, a historic 2-bedroom, 1-bathroom home offering classic character and an unbeatable location in the heart of Jackson Ward. Boasting bright living areas, timeless architectural details, and a rare private backyard, this home delivers the perfect blend of comfort and city living. Inside, the inviting living room features a classic brick gas fireplace as its focal point, beautifully complemented by newly refinished hardwood floors (2026) and fresh interior paint (2026) that spans the entire home. Elegant French doors open to the dedicated dining room, creating an ideal setting for everyday meals or entertaining. The kitchen offers ample cabinet storage along with a cozy breakfast nook, perfect for morning coffee. Upstairs, you will find two generously sized bedrooms, both large enough to easily accommodate king-size beds and additional seating or office space. The bedrooms share a bright full hall bathroom featuring a shower/tub combination and floating shelves for added storage. Outside, a second set of French doors opens to the expansive, fully fenced backyard—a true rarity for city living. Mature trees provide shade and privacy. The exterior charm is further enhanced by a freshly painted house front and front porch (2026), offering fantastic curb appeal. Step outside and experience one of Richmond's most vibrant, historic neighborhoods. You are just minutes from downtown events, galleries, VCU (6 mins), and acclaimed local favorites like Mama J's Kitchen and Lillie Pearl. Don’t let this opportunity pass you by, schedule your showing today!

Getting Around

96
WalkingWalker's Paradise
63
TransitGood Transit
78
BikeVery Bikeable

Schools

4/10
--

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Roof: Flat
  • Construction materials: Brick,Plaster

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Disposal,Microwave,Oven,Refrigerator,Smooth Cooktop,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second
  • Dimensions: 10.67 x 16.25

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 9.92 x 10.42

Features

  • Breakfast Area,Ceiling Fan(s),Separate/Formal Dining Room,French Door(s)/Atrium Door(s),Fireplace,High Ceilings,High Speed Internet,Laminate Counters,Skylights,Wired for Data
  • Door features: French Doors
  • Window features: Skylight(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Insert
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,404

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,404 sqft

Kitchen

  • Level: First
  • Dimensions: 12.33 x 9.92

Living Room

  • Level: First
  • Dimensions: 11.42 x 13.50

Master Bedroom

  • Level: Second
  • Dimensions: 15.42 x 17.17

Other

  • Level: Second

Property

Details

  • Parcel number: N0000078013
  • Attached to another structure: Yes
  • Zoning description: R-6

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Deck,Porch
  • Exterior features: Porch
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 2,326 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$90$1,080
Property Taxes $362$4,344
Electricity $202$2,433
Total$2,499$29,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,680/yr
40% on housing$74,970/yr
45% on housing$66,640/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 23219$201
Richmond City$217

vs Homes Sold Last Month

Median $/sqft

ZIP 23219$195
Richmond City$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$365,000
2026-07-07Listed for sale$365,000
2023-05-22Listing removed--
2023-05-14Listed for rent$1,995
2022-08-19Listing removed--
2022-07-28Price change$1,750
2022-07-27Price change$1,850
2022-07-20Price change$2,100
2022-07-13Listed for rent$2,200
2021-03-24Listing removed--
2019-04-16Listing removed$1,295
2019-03-19Listed for rent$1,295
2017-11-24Listing removed$1,250
2017-10-25Price change$1,250
2017-09-11Listed for rent$1,295
2005-08-15Sold$195,000

For Sale by Agent

AgentJohn Pace
BrokerageKeller Williams Realty

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