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4081 Poca River Rd S, Poca, WV, 25159

3beds
4baths
3,828sqft
$480,000
$125price/sqft
$3,726/moest. monthly cost
$149,040/yrincome needed

About This Home

This surprisingly spacious, quality-built ranch sits on 2+ beautiful acres just a short drive from town. The main level features hardwood floors, a spacious living room with a gas fireplace, large family room, bright three-season room, oversized primary suite with private bath, 2 additional bedrooms, 2½ baths, and a utility room with abundant storage. The finished walk-out basement features a spacious family room with a wood fireplace and wet bar, a den with an adjoining full bath that could easily serve as a 4th bedroom, plus two oversized storage rooms. One storage room has double exterior doors, allowing easy access for a riding mower, lawn equipment, workshop, or additional storage. Step outside to the patio or relax on the large deck overlooking the private 2+ acre setting. An oversized 2-car garage and two storage buildings provide even more space. Quality craftsmanship, flexible living areas, exceptional storage, and a Guard VIP Home Warranty complete this outstanding property.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Poca Elementary SchoolGrades PK-51.3 mi
8/10
Poca Middle SchoolGrades 6-81.3 mi
9/10
Poca High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Metal
  • Construction materials: Brick,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Microwave,Refrigerator,Water Softener

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Dimensions: 11.6x13.6

Bedroom3

  • Level: Main
  • Dimensions: 10.10x12.04

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Level: Lower
  • Dimensions: 14.03x9.09

Dining Room

  • Level: Main
  • Dimensions: 13.03x13.01

Features

  • Separate/Formal Dining Room,Fireplace,Central Vacuum
  • Window features: Insulated Windows
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,828 sqft

Kitchen

  • Level: Main
  • Dimensions: 16.01x9.08

Living Room

  • Level: Main
  • Dimensions: 32.9x15.02

Other

  • Level: Main
  • Dimensions: 16.01x9.08

Primary Bedroom

  • Level: Main
  • Dimensions: 20.11x11.07

Recreation

  • Level: Lower
  • Dimensions: 37.6x31.1

Utility Room

  • Level: Main
  • Dimensions: 15.04x7.08

Property

Details

  • Parcel number: 080217008100050000

Features

  • Stories: 1
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Deck,Porch,Patio,Storage

Lot

  • Lot size: 2.40 Acres
  • Lot size dimensions: 252 x 261 x 348 x 345

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Lightning
Hail
Ice Storm
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$394$4,728
Property Taxes $509$6,108
Electricity $396$4,758
Total$3,726$44,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,748/yr
40% on housing$111,780/yr
45% on housing$99,360/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 25159$90
Putnam County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 25159$120
Putnam County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$480,000
2026-07-15Listed for sale$480,000

For Sale by Agent

AgentAnn Osborne
BrokerageBetter Homes and Gardens Real Estate Central

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