195 Hughs Rd, Charles Town, WV, 25414
About This Home
Enjoy bright, comfortable living in this spacious Charles Town colonial with a fenced backyard, large wood deck, and a tree-lined backdrop. Set on .24 acres with a welcoming front porch, stone accents, and vinyl siding, this 4-bedroom, 3.5-bath home offers room to gather, relax, work, and play. Inside, high ceilings, hardwood floors, and natural light give the main level an open, airy feel. The living room features a cozy wood-burning fireplace, while the spacious kitchen offers granite countertops, a large island, breakfast bar, black appliances, dishwasher, disposal, and two generous pantries. The sunny breakfast room opens to the deck and backyard, creating an easy flow for outdoor dining, entertaining, gardening, or quiet evenings at home. Upstairs, the large primary suite feels like a private retreat with a cathedral ceiling, ceiling fan, walk-in closet, and attached bath with soaking tub, double vanity, and walk-in shower. Three additional bedrooms and a full hall bath complete the upper level. The fully finished basement adds flexible living space with a carpeted recreation room, full bath, and multi-purpose room, ideal for movie nights, hobbies, guests, or a home office. Additional highlights include a two-car garage, main-level laundry, smart thermostat, active radon system, fresh paint approximately one year ago, new roof in 2019, and newer disposal. Close to Route 9, the Virginia line, shopping, schools, restaurants, and Hollywood Casino, this home blends everyday convenience with space to truly settle in.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2010
Materials
- Foundation: Concrete Perimeter,Active Radon Mitigation
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding,Stone
Other
- Builder name: DAN RYAN BUILDERS
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Refrigerator,Washer,Water Heater,Oven/Range - Electric,Microwave,Cooktop,Electric Water Heater
- Laundry features: Main Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Exterior Entry,Full,Finished,Heated,Improved,Connecting Stairway,Partial,Interior Entry,Concrete,Side Entrance,Walk-Out Access,Windows
Bathroom1
- Features: Bathroom - Walk-In Shower,Countertop(s) - Solid Surface,Flooring - Vinyl,Lighting - Wall sconces
- Level: Lower
- Area: 45
- Dimensions: 9 X 5
Bathroom1
- Features: Flooring - HardWood,Lighting - Wall sconces
- Level: Main
- Area: 21
- Dimensions: 3 X 7
Bathroom1
- Features: Bathroom - Tub Shower,Countertop(s) - Solid Surface,Flooring - Vinyl,Lighting - Wall sconces
- Level: Upper
- Area: 72
- Dimensions: 9 X 8
Bedroom2
- Features: Flooring - Carpet,Attic - Access Panel,Ceiling Fan(s)
- Level: Upper
- Area: 140
- Dimensions: 14 X 10
Bedroom3
- Features: Flooring - Carpet,Ceiling Fan(s)
- Level: Upper
- Area: 154
- Dimensions: 14 X 11
Bedroom4
- Features: Flooring - Carpet,Ceiling Fan(s)
- Level: Upper
- Area: 132
- Dimensions: 11 X 12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Breakfast Room
- Features: Cathedral/Vaulted Ceiling,Flooring - HardWood,Lighting - Pendants
- Level: Main
- Area: 200
- Dimensions: 10 X 20
Exercise Room
- Features: Flooring - Ceramic Tile,Recessed Lighting
- Level: Lower
- Area: 200
- Dimensions: 10 X 20
Family Room
- Features: Flooring - HardWood,Fireplace - Wood Burning,Ceiling Fan(s),Crown Molding,Cathedral/Vaulted Ceiling
- Level: Main
- Area: 576
- Dimensions: 32 X 18
Features
- Breakfast Area,Combination Kitchen/Dining,Kitchen - Table Space,Upgraded Countertops,Primary Bath(s),Open Floorplan,Soaking Tub,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Ceiling Fan(s),Combination Dining/Living,Crown Molding,Dining Area,Family Room Off Kitchen,Kitchen Island,Pantry,Recessed Lighting,Walk-In Closet(s),9'+ Ceilings,Cathedral Ceiling(s),Vaulted Ceiling(s)
- Door features: Insulated,Sliding Glass,Storm Door(s)
- Window features: Double Pane Windows,Screens
- Flooring: Carpet,Hardwood,Laminate,Wood
- Number of fireplaces: 1
- Fireplace features: Mantel(s),Screen
- Fireplace: Yes
- Finished area below ground: 828
- Finished area above ground: 2,069
Foyer
- Features: Flooring - HardWood,Lighting - Pendants,Crown Molding,Cathedral/Vaulted Ceiling
- Level: Main
Game Room
- Features: Flooring - Carpet,Lighting - Ceiling
- Level: Lower
- Area: 480
- Dimensions: 32 X 15
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,897
- Total interior livable area: 2,897 sqft
Kitchen
- Features: Granite Counters,Double Sink,Flooring - HardWood,Kitchen Island,Kitchen - Electric Cooking,Recessed Lighting,Pantry
- Level: Main
Laundry
- Features: Flooring - Vinyl
- Level: Main
- Area: 36
- Dimensions: 6 X 6
Primary Bathroom
- Features: Soaking Tub,Bathroom - Walk-In Shower,Countertop(s) - Solid Surface,Double Sink,Flooring - Laminated,Lighting - Wall sconces,Recessed Lighting
- Level: Upper
- Area: 104
- Dimensions: 13 X 8
Primary Bedroom
- Features: Flooring - Carpet,Attached Bathroom,Ceiling Fan(s),Cathedral/Vaulted Ceiling,Walk-In Closet(s)
- Level: Upper
- Area: 306
- Dimensions: 17 X 18
Utility Room
- Features: Flooring - Concrete,Lighting - Ceiling
- Level: Lower
- Area: 110
- Dimensions: 11 X 10
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 03 11D005800000000
- Zoning: 101
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Patio & porch: Deck,Porch
- Exterior features: Lighting,Rain Gutters,Sidewalks,Street Lights
- Fencing: Back Yard,Wood
- Has view: Yes
- View description: Garden,Trees/Woods,Street
- Frontage type: Road Frontage
Lot
- Lot size: 8,712 sqft
- Features: Backs to Trees,Front Yard,Landscaped,Rear Yard,SideYard(s),Sloped,Vegetation Planting,Suburban
Parking
- Total spaces: 4
- Parking features: Garage Door Opener,Garage Faces Front,Asphalt,Attached,Driveway,On Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Winter Weather
- Drought
- Hail
- Heat Wave
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across West Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,427 | $29,124 |
| Home Insurance * | $164 | $1,968 |
| Property Taxes | $555 | $6,660 |
| Electricity | $300 | $3,601 |
| Total | $3,446 | $41,352 |
Income You'd Need if You Spent...
West Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $525,000 |
| 2018-08-10 | Sold | $290,000 |
| 2018-07-11 | Pending sale | $295,000 |
| 2018-06-30 | Listed for sale | $295,000 |
| 2010-09-13 | Sold | $265,000 |
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