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4001 Fern Cottage Ln, Knightdale, NC, 27545

4beds
3baths
2,861sqft
$532,500
$186price/sqft
$3,503/moest. monthly cost
$140,120/yrincome needed

About This Home

Welcome to this beautifully maintained 4-bedroom residence in Knightdale, quietly situated in a peaceful cul de sac featuring a timeless brick front extereior combined with durable Hardieboard siding. Step inside to an impressive grand foyer open to the second floor, creating a bright, airy entrance that sets the tone for the home. Hardwood flooring flows throughout the first floor, complimented by a formal dining room with an elegant coffered ceiling. The spacious family room features a gas log fireplace , creating a cozy focal point for gatherings. The kitchen is designed for style and function with granite countertops, stainless steel appliances, a raised breakfast bar, and a casual breakfast area. The gas ranage and dishwasher are fairly new, and the new refrigerator conveys. A standout feature is the main floor bedroom near a full bath, ideal as a second primary suite or guest suite. Upstairs, all bedrooms feature custom built wooden shelving in each closet, offering premium organization and handcrafted storage. Additional highlights include recessed lighting, custom -2inch blinds, ceiling fans, and a screened porch for year round comfort. The home also boasts a side load 2-car garage offering enhanced curb appeal, keypad entry, built -in storage potential and extra driveway parking space. LG dual washer/dryer with a mini-washer also conveys with the home. Neighborhood amenities include acess to the community pool. Ask about SPECIAL FINANCING offered by a preferred lender.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
Hodge Road ElementaryGrades PK-50.6 mi
3/10
Neuse River MiddleGrades 6-83.7 mi
3/10
Knightdale HighGrades 9-124.0 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional, Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Gas Range,Built-In Range,Dishwasher,Disposal,Dryer,Exhaust Fan,Free-Standing Gas Range,Free-Standing Refrigerator,Gas Range,Ice Maker,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Washer/Dryer,Water Heater
  • Laundry features: Inside,Laundry Room,Sink,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Beamed Ceilings,Breakfast Bar,Ceiling Fan(s),Chandelier,Coffered Ceiling(s),Crown Molding,Double Vanity,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Recessed Lighting,Separate Shower,Smooth Ceilings,Soaking Tub,Stone Counters,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower
  • Window features: Blinds
  • Flooring: Carpet,Ceramic Tile,Hardwood,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,861
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 2,861
  • Total interior livable area: 2,861 sqft

Property

Accessibility

  • Accessibility features: Accessible Washer/Dryer

Details

  • Parcel number: 173302882393000 0339897
  • Zoning: GR8
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Enclosed,Front Porch,Porch,Screened
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 10,018 sqft
  • Features: Corner Lot
  • Lot size dimensions: .23

Parking

  • Total spaces: 4
  • Parking features: Attached,Basement,Driveway,Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters in Wake County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,692$32,304
Home Insurance *$185$2,220
Property Taxes $360$4,320
Electricity $266$3,197
Total$3,503$42,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,102/yr
40% on housing$105,090/yr
45% on housing$93,413/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 27545$166
Wake County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 27545$180
Wake County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Price change$532,500
2026-05-29Listed for sale$545,000
2015-04-17Sold$291,000
2013-02-15Sold$29,500

For Sale by Agent

AgentMarion F Gatling
BrokerageColdwell Banker HPW

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