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103 Water Garden Dr, Waxahachie, TX, 75165

5beds
3baths
2,940sqft
$599,000
$204price/sqft
$4,714/moest. monthly cost
$188,560/yrincome needed

About This Home

Nestled in the heart of one of Waxahachie’s most sought-after neighborhoods, 103 Water Garden Drive is where space, style, and functionality meet. This expansive 5-bedroom, 3-bath home sits on a beautifully manicured corner lot and features two spacious living areas, a dedicated office, and a versatile game room—perfect for both everyday living and entertaining. The open-concept kitchen shines with granite countertops, stainless steel appliances, and custom cabinetry, while the main living room impresses with hardwood floors, a cozy fireplace, and abundant natural light. The primary suite offers a peaceful retreat with high ceilings and a spa-inspired ensuite bath. Upstairs, the flexible loft space and generously sized bedrooms provide room for everyone to spread out. A lush backyard shaded by mature trees offers privacy and room to play or relax. Thoughtfully designed and move-in ready, this home blends timeless charm with modern comfort—all just minutes from schools, shopping, and dining.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Waxahachie High SchoolGrades 8-124.6 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dishwasher,Gas Cooktop,Disposal,Microwave,Plumbed For Gas
  • Laundry features: Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 11 x 12

Bedroom

  • Level: Second
  • Dimensions: 11 x 11

Bedroom

  • Level: Second
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen,High Speed Internet,Open Floorplan,Cable TV
  • Window features: Window Coverings
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Living Room,Wood Burning
  • Fireplace: Yes

Game Room

  • Level: Second
  • Dimensions: 15 x 16

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,940 sqft

Kitchen

  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Level: First
  • Dimensions: 19 x 19

Master Bathroom

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 16 x 15

Office

  • Level: First
  • Dimensions: 11 x 12

Utility Room

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 240564
  • Exclusions: Bracket on TV

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Covered
  • Fencing: Brick,Back Yard,Fenced,Wood,Wrought Iron

Lot

  • Lot size: 10,280 sqft
  • Features: Back Yard,Lawn,Subdivision,Few Trees

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Heat Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$359$4,308
Property Taxes $1,005$12,060
Electricity $322$3,873
Total$4,714$56,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,622/yr
40% on housing$141,420/yr
45% on housing$125,706/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 75165$168
Ellis County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 75165$178
Ellis County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-18Price change$599,000
2025-06-26Listed for sale$610,000
2023-04-06Listing removed--
2022-07-11Pending sale$549,000
2022-07-04Contingent$549,000
2022-07-01Listed for sale$549,000
2021-06-27Sold--
2019-10-05Listing removed$398,000
2019-09-05Price change$398,000
2019-08-03Listed for sale$410,000
2017-08-21Listing removed$399,208
2017-06-28Pending sale$399,208
2017-04-19Listed for sale$399,208

For Sale by Agent

AgentLeslie Majors
BrokerageLegacy Realty Group

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