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230 Summer Grove Dr, Kearneysville, WV, 25430

5beds
4baths
3,676sqft
$530,000
$144price/sqft
$3,765/moest. monthly cost
$150,600/yrincome needed

About This Home

Refined elegance meets everyday comfort in desirable Chapel View. Offering over 3,600 sq ft of beautifully designed living space, this impressive home features a formal dining room and sophisticated sitting room, perfect for entertaining. The spacious kitchen opens to inviting gathering areas . Upstairs, the expansive primary suite provides a private retreat with a spa-inspired bath, complemented by generously sized secondary bedrooms. The fully finished walk-out lower level adds exceptional versatility with an additional bedroom, full bath, and expansive family room—ideal for guests or multi-generational living. Thoughtfully designed with space, style, and functionality in mind, this home delivers elevated living in a prime Jefferson County location with convenient commuter access.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

8/10
7/10
Jefferson High SchoolGrades 9-125.3 mi

Construction

Condition

  • Property condition: Good
  • Year built: 2008

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Basement

  • Area: 800

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Breakfast Area,Combination Kitchen/Living,Dining Area,Family Room Off Kitchen,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen - Table Space,High Ceilings
  • Flooring: Carpet,Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 800
  • Finished area above ground: 2,876

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Electric
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 3,676
  • Total interior livable area: 3,676 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 07 2B004700000000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.28 Acres
  • Features: Open Lot

Parking

  • Total spaces: 4
  • Parking features: Inside Entrance,Garage Door Opener,Asphalt,Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Drought
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$192$2,304
Property Taxes $514$6,168
Electricity $380$4,569
Total$3,765$45,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,085/yr
40% on housing$112,950/yr
45% on housing$100,400/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 25430$165
Jefferson County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 25430$176
Jefferson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Price change$530,000
2026-03-17Price change$535,000
2026-03-05Listed for sale$540,000
2008-04-01Sold$334,950

For Sale by Agent

AgentLaura Fields
BrokerageExit Success Realty

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