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709 Spring St, Valley, AL, 36854

2beds
1baths
1,024sqft
$140,000
$137price/sqft
$1,081/moest. monthly cost
$43,240/yrincome needed

About This Home

Charming 2 bedroom, 1 bath home with new vinyl siding, new windows and central heat and air almost new. This home has a large eat-in kitchen which includes stove and refrigerator. The roof on this home is only 2 years old. Located on a nice corner lot and is move in ready. call for an appointment to view this cutie.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
Fairfax Elementary SchoolGrades PK-60.5 mi
3/10
Valley High SchoolGrades 7-120.9 mi
4/10
W F Burns Middle SchoolGrades 6-81.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1916

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Oven/Range (Combo),Refrigerator
  • Laundry features: In Kitchen

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Master On Main Level
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,024

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,024
  • Total interior livable area: 1,024 sqft

Property

Details

  • Parcel number: 12 18 04 19 3 005 034.000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$101$1,212
Property Taxes $33$396
Electricity $240$2,881
Total$1,081$12,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,062/yr
40% on housing$32,430/yr
45% on housing$28,826/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 36854$137
Chambers County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 36854$136
Chambers County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Price change$140,000
2026-06-08Listed for sale$165,000
2016-07-05Sold$10,000
2016-02-20Pending sale$26,000
2016-02-20Listed for sale$26,000

For Sale by Agent

AgentPatricia C Rowe
BrokerageRiverbend Realty Inc.

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