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1131 County Road 190, Valley, AL, 36854

2beds
2baths
1,123sqft
$212,000
$189price/sqft
$1,515/moest. monthly cost
$60,600/yrincome needed

About This Home

Nestled on a spacious one-acre lot, this charming two-bedroom, one-and-a-half-bath home has been beautifully remodeled from the studs up just three years ago. Enjoy modern comfort with updated finishes throughout. The kitchen comes complete with a stove, refrigerator, and dishwasher, and the washer and dryer are also included-making this home truly move-in ready. The Storage Building conveys with the property. The property is being sold "AS IS"

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

3/10
Fairfax Elementary SchoolGrades PK-53.3 mi
4/10
W F Burns Middle SchoolGrades 6-83.8 mi
2/10
Valley High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1962

Materials

  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country/Rustic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Oven/Range (Combo),Refrigerator,Washer
  • Laundry features: Other

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Master On Main Level,Split Bedroom Plan
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,123

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,123
  • Total interior livable area: 1,123 sqft

Property

Details

  • Parcel number: 2002030002018000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1 Acres
  • Features: Level

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Tornado
Cold Wave
Drought
Hail
Hurricane
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,071$12,852
Home Insurance *$153$1,836
Property Taxes $51$612
Electricity $240$2,881
Total$1,515$18,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,942/yr
40% on housing$45,450/yr
45% on housing$40,400/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 36854$135
Chambers County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 36854$136
Chambers County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-01Listed for sale$199,000
2020-10-02Sold$18,000

For Sale by Agent

AgentWanda M Morris
BrokerageLori Terry Home Town Realty

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