408 S Jefferson St, Cobden, IL, 62920
About This Home
Check out this charming home nestled in the picturesque hills of southern Illinois! There is a lot to love here: a beautiful kitchen with plenty of stone countertop space and a breakfast bar, a large living room that opens to a deck with ample space for tables and seating, and a master bedroom complete with a large walk-in closet and private access to the deck. Other features outside include a 12.6x40 building with electric and a/c, and a single-car detached garage, all sitting on close to half of an acre. Don't miss the chance to make it yours and enjoy all that southern Illinois has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1915
Materials
- Foundation: Block
- Construction materials: Vinyl Siding,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedroom2
- Features: Flooring (Laminate)
- Level: Main
- Area: 192
- Dimensions: 12X16
Bedroom3
- Features: Flooring (Laminate)
- Level: Main
- Area: 130
- Dimensions: 10X13
Bedroom4
- Features: Flooring (Laminate)
- Level: Main
- Area: 110
- Dimensions: 10X11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Electric,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,702 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar,Island),Flooring (Laminate)
- Level: Main
- Area: 260
- Dimensions: 13X20
Living Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 247
- Dimensions: 13X19
Master Bedroom
- Features: Flooring (Laminate),Bathroom (Full)
- Level: Main
- Area: 247
- Dimensions: 13X19
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 140010282
- Special condition: None
Features
- Stories: 1
- Patio & porch: Deck
Lot
- Lot size: 0.47 Acres
- Features: Sloped
- Lot size dimensions: 139x158x139x138
Parking
- Total spaces: 1
- Parking features: Gravel,Yes,Detached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Earthquake
- Heat Wave
- Lightning
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $783 | $9,396 |
| Home Insurance * | $270 | $3,240 |
| Property Taxes | $148 | $1,776 |
| Electricity | $130 | $1,570 |
| Total | $1,331 | $15,972 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-17 | Listed for sale | $154,900 |
| 2023-08-08 | Sold | $140,000 |
| 2023-06-19 | Contingent | $135,000 |
| 2023-06-13 | Listed for sale | $135,000 |
| 2023-05-25 | Listing removed | -- |
| 2023-04-25 | Price change | $149,900 |
| 2023-04-12 | Listed for sale | $159,900 |
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