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3105 Semmes Ave, Richmond, VA, 23225

--beds
--baths
3,795sqft
$649,950
$171price/sqft
$4,511/moest. monthly cost
$180,440/yrincome needed

About This Home

Beautifully maintained duplex offering two spacious 2-bedroom units, blending original charm with modern comforts. Enjoy a large wrap-around front porch, an upstairs balcony, and unbeatable proximity to Forest Hill Park. This property offers both a comfortable residence and excellent investment potential. Duplex Offers: Bedrooms (2 per villa) Off-Street Parking

Getting Around

56
WalkingSomewhat Walkable
40
TransitSome Transit
70
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1922

Materials

  • Roof: Slate
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: MultiFamily
  • Architectural style: Two Story
  • Property subType: Duplex,Multi Family,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Features

  • Attic: Access Only

Interior Area

  • Total interior livable area: 3,795 sqft

Property

Details

  • Parcel number: S0001359005
  • Zoning description: R-6
  • Special condition: Other

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 9,178 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$215$2,580
Property Taxes $645$7,740
Electricity $365$4,386
Total$4,511$54,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,662/yr
40% on housing$135,330/yr
45% on housing$120,293/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 23225$198
Richmond City$217

vs Homes Sold Last Month

Median $/sqft

ZIP 23225$250
Richmond City$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$629,000
2026-07-15Listed for sale$649,950
2024-03-29Sold$440,000
2024-01-20Pending sale$450,000
2024-01-12Listed for sale$450,000
2015-10-26Listing removed$900
2015-08-22Listed for rent$900
2011-07-08Listing removed$960
2011-05-19Listed for sale$960

For Sale by Agent

AgentSharon Evans
BrokerageICON Realty Group, ERA Powered

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