See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

204 W Greenwalt St, Wayne City, IL, 62895

3beds
3baths
2,688sqft
$275,000
$102price/sqft
$3,077/moest. monthly cost
$123,080/yrincome needed

About This Home

Beautiful ranch home featuring an inviting open floor plan! The entry welcomes you with hardwood flooring that flows into the dining area and opens to a spacious, comfortable living room with carpeted flooring. The kitchen offers warm wood cabinetry, tile backsplash, quartz countertops, and all appliances included - perfect for everyday living and entertaining. A large mudroom/laundry area with an additional bathroom adds convenience and functionality. The home includes two lovely bedrooms with spacious closets, plus a hallway with an oversized storage closet and a fully remodeled hallway bath featuring ceramic tile flooring and comfort-height vanity. The large primary suite offers a walk-in closet and a private, beautifully remodeled bathroom with double vanities, quartz countertops, and a walk-in shower. There is an attached oversized 2-car garage with ramp access, a wide paved driveway, and a fenced backyard ideal for pets or children. Enjoy relaxing or entertaining on the spacious deck overlooking the backyard. A detached workshop provides excellent additional storage or workspace. Located in a great, convenient area offering small-town rural living with nearby amenities. This very well-maintained home has many updates and is truly move-in ready. A lovely place to call home!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
8/10
Wayne City High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 117
  • Dimensions: 9X13

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 276
  • Dimensions: 23X12

Features

  • Walk-In Closet(s),Open Floorplan,Replacement Windows,Quartz Counters
  • Window features: Replacement Windows
  • Flooring: Hardwood,Carpet

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,688 sqft

Kitchen

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 255
  • Dimensions: 17X15

Laundry

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 153
  • Dimensions: 9X17

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 506
  • Dimensions: 23X22

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full,Double Sink,Shower Only)
  • Level: Main
  • Area: 289
  • Dimensions: 17X17

Property

Accessibility

  • Accessibility features: See Remarks,Disability Access

Details

  • Parcel number: 1997091014
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Fenced,Chain Link

Lot

  • Lot size: 0.48 Acres
  • Features: Level
  • Lot size dimensions: 141 x 149

Parking

  • Total spaces: 10
  • Parking features: Asphalt,Concrete,Garage Door Opener,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Cold Wave
Drought
Earthquake
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$1,156$13,872
Property Taxes $325$3,900
Electricity $206$2,481
Total$3,077$36,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,497/yr
40% on housing$92,310/yr
45% on housing$82,053/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 62895$73
Wayne County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 62895
Wayne County$32

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$275,000
2026-03-04Listed for sale$285,000

For Sale by Agent

AgentLisa McKinney, GRI
BrokerageC21 All Pro Real Estate

Similar Homes