519 E Sun Oil Rd, Gladwin, MI, 48624
About This Home
Experience Lakeside Living at Its Finest! Welcome to your beautifully updated waterfront retreat on stunning Smallwood Lake! Perfectly positioned on the main body of the lake, this well-maintained home offers breathtaking panoramic views and a front-row seat to all the lakefront action. When the lake returns to its full level, you'll enjoy a sandy bottom shoreline—ideal for swimming, wading, and lakeside fun. Inside, the home boasts a host of recent upgrades, including brand-new kitchen cabinetry and countertops, updated flooring throughout, fresh drywall and doors, a new refrigerator, and even a newer roof. Step outside to find a newly installed seawall and dock boards, making this property truly turn-key. Cozy up in front of the gas log fireplace, or relax on the lakeside and watch the boats drift by. The home comes mostly furnished and includes all appliances—just bring your suitcase and start enjoying lake life today! (Disclaimer: "Some photos may be digitally-enhanced") Take a VIRTUAL TOUR: https://idx.paradym.com/idx/4922492 (((There are 2 Waterfront Parcels included)))
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Slab
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven,Refrigerator,Electric Water Heater
Basement
- Basement: None
Bathroom1
- Level: Main
Bedroom1
- Features: Carpet
- Level: Main
- Area: 132
Bedroom2
- Features: Carpet
- Level: Main
- Area: 90
Bedroom3
- Features: Carpet
- Level: Main
- Area: 165
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Dining Room
- Features: Carpet
- Level: Main
- Area: 84
Features
- Flooring: Carpet,Laminate
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,076
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: None
Interior Area
- Total structure area: 1,076
- Total interior livable area: 1,076 sqft
Kitchen
- Features: Laminate
- Level: Main
- Area: 90
Living Room
- Features: Carpet
- Level: Main
- Area: 144
Property
Details
- Parcel number: 11001520002000 & 02110
- Zoning description: Residential
- Special condition: Private
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch
- Has view: Yes
- View description: Lake,Rural View
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: All Sports Lake,Lake Front,River Front,Interior Lake,Sandy Bottom,Waterfront
- Waterbody name: Smallwood Lake
- Frontage length: 67
Lot
- Lot size: 0.26 Acres
- Features: Rural
- Lot size dimensions: 67.65 x 153.6 x 36 x 157.3
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Gladwin County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $909 | $10,908 |
| Home Insurance * | $109 | $1,308 |
| Property Taxes | $151 | $1,812 |
| Electricity | $188 | $2,259 |
| Total | $1,357 | $16,284 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-04 | Price change | $179,777 |
| 2026-04-01 | Listed for sale | $184,998 |
| 2025-09-10 | Listing removed | $169,917 |
| 2025-05-17 | Listed for sale | $169,917 |
| 2011-01-17 | Sold | $60,000 |
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