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1293 Bellinger, Gladwin, MI, 48624

1beds
1baths
967sqft
$299,000
$309price/sqft
$2,389/moest. monthly cost
$95,560/yrincome needed

About This Home

20 acres of mature, mixed woods with a recently updated 1 bed/1 bath home. The house and outbuildings are ideally situated in the middle of the woods for the ultimate in privacy. The home is conveniently located on a very quiet county maintained dead-end road. The woods have also been picked up, trimmed up and ready to enjoy the groomed trails. A newer 24x32 pole barn, that also has 30 amp hookup outside. There is a unique outbuilding ideal for entertaining, hobbies and storage, along with a wood stove. A seasonal stream runs through the entire length of the property and there is an abundance of wildlife. There is also a great fenced garden area complete with a storage shed. This is a “must see” to appreciate!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

--
Gladwin Elementary SchoolGrades PK-23.0 mi
6/10
9/10
Gladwin High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1978

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total interior livable area: 967 sqft

Property

Details

  • Parcel number: 08002820400100

Lot

  • Lot size: 20 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding

FEMA Declared Disasters in Gladwin County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$181$2,172
Property Taxes $509$6,108
Electricity $188$2,259
Total$2,389$28,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,908/yr
40% on housing$71,670/yr
45% on housing$63,706/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$309This listing

vs Other Active Listings

Avg $/sqft

ZIP 48624$144
Gladwin County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 48624
Gladwin County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-05Listed for sale$299,000
2024-09-24Listing removed$314,900
2024-08-30Pending sale$314,900
2024-06-17Listed for sale$314,900

For Sale by Owner

AgentProperty Owner

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