4991 N Cross Over Dr Unit 806, Bellaire, MI, 49615
About This Home
Resort living in the gated Points West community at Shanty Creek Resort. This renovated and furnished 3-bedroom, 3-bath condo overlooks the 3rd hole of The Legend Golf Course with some view Lake Bellaire. Modern finishes, quality products like durable quartz counters, and effortless move-in convenience. Featuring the largest manicured lawn in the resort, Points West gives BREATHTAKING SUNSET VIEWS and exceptional outdoor space rarely found in condo living. Includes deep 1-car garage, a shed ideal for golf cart storage, and access to the Beach Club on Lake Bellaire. With a strong HOA and true turnkey convenience, this is the perfect year-round home or Northern Michigan retreat. All of this with championship golf, skiing, dining, and resort amenities just moments away. Centrally located, this exceptional property offers easy day trips to iconic destinations including Sleeping Bear Dunes and Mackinac Island. Points West #806.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: 2x6 Framing,Frame,Cement Siding
Type & Style
- Home type: Condo
- Property subType: Condominium,Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Oven/Range,Disposal,Dishwasher,Microwave,Washer,Dryer,Exhaust Fan
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Interior Entry
Bedroom2
- Level: Upper
- Area: 227.5
Bedroom3
- Level: Upper
- Area: 185.9
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 131.3
Features
- Cathedral Ceiling(s),Walk-In Closet(s),Solid Surface Counters,Beamed Ceilings,Ceiling Fan(s),Cable TV,High Speed Internet,WiFi
- Window features: Blinds,Drapes
- Flooring: Luxury Vinyl Plank,Carpet,Vinyl
- Fireplace features: Heatilator,Electric
- Fireplace: Yes
- Finished area below ground: 373
- Finished area above ground: 1,446
Heating & Cooling
- Heating features: Forced Air,Natural Gas,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 1,819
- Total interior livable area: 1,819 sqft
Kitchen
- Level: Main
- Area: 119.889
Living Room
- Level: Main
- Area: 372.97
Master Bathroom
- Features: Shared
Master Bedroom
- Level: Main
- Area: 185.9
Property
Accessibility
- Accessibility features: Covered Entrance
Details
- Parcel number: 051050000700
- Attached to another structure: Yes
- Zoning description: Residential,Deed Restrictions,Building-Use Restrictions
Features
- Levels: Two
- Stories: 2
- Entry location: Stairway (Indoor),No Steps,First Floor Level
- Patio & porch: Deck,Patio
- Exterior features: Sprinkler System,Balcony,Sidewalk
- Has view: Yes
- View description: Countryside View,Golf Course,Seasonal View,Water
- Water view: Water
- On waterfront: Yes
- Waterfront features: Inland Lake,All Sports,Sandy Bottom
- Waterbody name: Lake Bellaire
- Frontage type: Golf Course
- Frontage length: 300
Lot
- Features: Cleared,Level,Landscaped
Parking
- Total spaces: 1
- Parking features: Detached,Garage Door Opener,Paved,Concrete Floors,Asphalt
- Has garage: Yes
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Antrim County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,932 | $35,184 |
| Home Insurance * | $211 | $2,532 |
| Property Taxes | $762 | $9,144 |
| Electricity | $198 | $2,380 |
| Total | $4,103 | $49,236 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $548,500 |
| 2026-05-13 | Listed for sale | $579,900 |
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